56046 Shady Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56046 Shady Ln, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,184 sqft · built 1989
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Aug 2020)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Aug 2020 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-360-005-00`

Property Details

APN / Parcel Number

Primary APN	`004-360-005-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	300 ft deep x 111 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56046 SHADY LN
City	THREE RIVERS
State	MI
Zip	49093-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 SHADY BROOK SUB NO. 3 SEC 1 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	01
Legal Subdivision	SHADY BROOK SUB
Legal Lot Number	36
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1003
Census Tract	40100

Owner

56046 Shady Ln is owned and occupied by an individual who bought it in August 2020.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	56046 SHADY LN, THREE RIVERS, MI 49093-8923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Warranty Deed, Transfer
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 3, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	20204364
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 11, 2020
Property Address	56046 SHADY LN, THREE RIVERS, MI 49093-8923
Document Number	2020004364
Map Reference	LB 4 PG 102
Instrument Date	Jun 16, 2020
Instrument	2020004364
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 E HOFFMAN ST, 215, THREE RIVERS, MI 49093-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 W DEVOY DR, ANAHEIM, CA 92804-3909

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 11, 2020
Property Address	56046 SHADY LN, THREE RIVERS, MI 49093-8923
Document Number	2020004363
Map Reference	LB 4 PG 102
Instrument Date	Jun 16, 2020
Instrument	2020004363
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2832 W DEVOY DR, 2832, ANAHEIM, CA 92804-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55469 BUCKHORN RD, THREE RIVERS, MI 49093-9691

Mortgage

Date	Aug 11, 2020

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 3, 2017
Property Address	56046 SHADY LN, THREE RIVERS, MI 49093-8923
Document Number	1892/0362
Book / Page	1892 / 0362
Map Reference	LB4 PG102
Instrument Date	Oct 13, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ASK SERVICES INC, A S K SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31400 LATIMER BLUFF RD, 31400, CAPE CHARLES, VA 23310-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56046 SHADY LN, THREE RIVERS, MI 49093-8923

Mortgage

Document Number	18920366
Date	Nov 3, 2017
Instrument	1892/0366

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 56046 Shady Ln was $1,205 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,100	$332,200
2025	$1,205.00 Homeowner's exemption
2023		$123,300 Land $13,600 Building $109,700	$246,600 Land $27,200 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56046 Shady Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56046 Shady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

Nearby Properties on Shady Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures