5620 L Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5620 L Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 1966
Square Footage	2,088 sqft Living Area
Lot Size	871,200 sqft (20 acres)
Garage	Carport, 2,416 sqft
Occupancy	Owner Occupied
Tax Bill	$2,534.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-18-200-004-000`
Alternative APN	`12180000000500 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft 1st Floor
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport
Garage Area	2,416 sqft Garage
Carport	Carport
Carport Area	2,416 sqft Carport
Patio Area	440 sqft Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5620 L RD
City	WATERLOO
State	IL
Zip	62298-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 SE NE
Legal Range	08W
Legal Township	03S
Legal Section	18
Jurisdiction	MONROE IL
Township / Civil Division	6
Census Block Group	1
Census Block	1045
Census Tract	600502

Owner

Source: Monroe County records · APN 12-18-200-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5620 L RD, WATERLOO, IL 62298-5022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Intrafamily Transfer, Transfer
Aug 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 17, 2021
Transfer Doc	0000421552
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 17, 2021
Property Address	5620 L RD, WATERLOO, IL 62298-5022
Document Number	0000421552
Instrument Date	Dec 17, 2021
Instrument	421552
Transaction Type	Transfer
Record Updated	Jan 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 L RD, WATERLOO, IL 62298-5022

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5620 L RD, WATERLOO, IL 62298-5022
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409987
Date	Aug 05, 2020
Instrument	409987

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2030

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5620 L RD, WATERLOO, IL 62298-5022
Document Number	0000406906
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7014 D RD WATERLOO IL 622985104, WATERLOO, IL 62298-5104

Mortgage

Document Number	0000406906
Date	Mar 25, 2020
Instrument	406906

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,970 (+10.6%) Land $11,330 Building $64,640	$227,910 (+10.6%) Land $33,990 Building $193,920
2024	$2,534.00
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$68,690 Land $11,330 Building $57,360	$206,070 Land $33,990 Building $172,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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