562 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 562 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,464 sqft · built 1921
Lot Size	0.469 acres (20,430 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2019)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1206-06-012.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-06-012.000`
Alternative APN	`A0228120606012000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	3,599 sqft
1st Floor Area	975 sqft
Upper Floors Area	489 sqft
Basement Area	975 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,430 sqft (0.469 acres)
Lot Dimensions	281 ft deep x 72.5 ft wide
Garage Type	Attached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	272 sqft
Deck Area	288 sqft
Patio Area	696 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	562 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISE & BALMER ADDITION LOT 535 & PT VAC ALLEY JOINT TEN FF 70.25
Legal Subdivision	WISE & BALMER ADDITION
Legal Lot Number	535
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

562 S Main St is owned and occupied by two individuals who bought it in April 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	562 S MAIN ST, BLUFFTON, OH 45817-1046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Prior Sale	Dec 1, 1975 · Amount on File
Deed Document Number	20193754
Deed Book / Page	2019 / 3754
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	562 S MAIN ST, BLUFFTON, OH 45817-1046
Document Number	0000014820
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	562 S MAIN ST BLUFFTON OH 458171046, BLUFFTON, OH 45817-1046

Mortgage

Document Number	0000014820
Date	Dec 1, 2020
Instrument	14820

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 30, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 25, 2019
Property Address	562 S MAIN ST, BLUFFTON, OH 45817-1046
Document Number	0000003754
Instrument Date	Apr 23, 2019
Instrument	3754
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	562 S MAIN ST BLUFFTON OH 458171046, BLUFFTON, OH 45817-1046

Mortgage

Document Number	3755
Date	Apr 25, 2019
Instrument	3755

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 562 S Main St was $2,972, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (-0.07%)	$85,480 (-) Land $13,060 Building $72,420	$244,200 (-) Land $37,300 Building $206,900
2024	$2,974.00 (+10.97%) Homeowner's exemption	$85,480 (+20.43%) Land $13,060 Building $72,420	$244,200 Land $37,300 Building $206,900
2023	$2,680.00 (+4.89%) Homeowner's exemption	$70,980 (-) Land $10,640 Building $60,340
2022	$2,555.00 Homeowner's exemption	$70,980 Land $10,640 Building $60,340
2021			$202,800 Land $30,400 Building $172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 562 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 562 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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