562 N Main St, Bluffton, OH 45817 Property Records

Allen County property record for 562 N Main St, Bluffton, OH 45817

Property Summary

Property Type	Commercial
Details	1,226 sqft · built 1920
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Sep 2018)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Sep 2018 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`28-0109-01-002.001`

Property Details

APN / Parcel Number

Primary APN	`28-0109-01-002.001`
Alternative APN	`A0228010901002001`

Interior

Stories	1 Story
Building Area	1,226 sqft Gross Area
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	562 N MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1376
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT SE1/4 JOINT TEN RTS 08-02-01
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2041
Census Tract	10100

Owner

562 N Main St, a commercial property, is owned by two individuals who bought it in September 2018.

Source: Allen County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	562 N MAIN ST, BLUFFTON, OH 45817-1376
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Dec 7, 2012 · Amount on File
Deed Document Number	201810190
Deed Book / Page	2018 / 10190
Prior Transfer Date	Jul 19, 2007
Prior Transfer Doc	8290013430
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 6, 2018
Property Address	562 N MAIN ST, BLUFFTON, OH 45817-1376
Document Number	0000010190
Instrument Date	Sep 4, 2018
Instrument	10190
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	562 N MAIN ST BLUFFTON OH 45817, BLUFFTON, OH 45817

Mortgage

Document Number	10191
Date	Sep 6, 2018
Instrument	10191

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 562 N Main St was $1,393, down 4.7% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (-4.72%)	$33,710 (-) Land $7,700 Building $26,010	$96,300 (-) Land $22,000 Building $74,300
2024	$1,462.00 (+10.17%)	$33,710 (+10.06%) Land $7,700 Building $26,010	$96,300 Land $22,000 Building $74,300
2023	$1,327.00 (-5.21%)	$30,630 (-) Land $7,000 Building $23,630
2022	$1,400.00	$30,630 Land $7,000 Building $23,630
2021			$87,500 Land $20,000 Building $67,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 562 N Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 562 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: HDER Link.

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