Polk County property record for 5617 Struthers Ct, Winter Haven, FL 33884
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,878 sqft · built 1981 |
| Lot Size | 0.293 acres (12,781 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $391,500 (Dec 2025) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855550-000141 |
| Primary APN | 27-29-06-855550-000141 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 1,878 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Lot Area | 12,781 sqft (0.293 acres) |
| Lot Dimensions | 180 ft deep x 70 ft wide |
| View / Lot | Duplex |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Screened Porch |
| Street Address | 5617 STRUTHERS CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2620 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE FOX SHORES PB 70 PG 20 LOT 14 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE FOX SHORES |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 794 DEKALB AVE, BROOKLYN, NY 11221-1476 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Mar 25, 2024 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 21, 2020 | Deed of Trust, Mortgage GERSHMAN MTG |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 2025291134 |
| Deed Book / Page | 13808 / 1809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 11, 2025 |
| Property Address | 5617 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0000291134 |
| Book / Page | 13808 / 1809 |
| Map Reference | MB 70 PG 20 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025291134 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | APEX TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,740.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 DUVAL RD, WINTER HAVEN, FL 33884-1511 |
| Name | Verified Name |
|---|---|
| Address | 794 DEKAIB AVENUE, BROOKLYN, NY 11221-1476 |
| Document Number | 0138081811 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 13808/1811 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 25, 2024 |
| Property Address | 5617 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0000067785 |
| Book / Page | 13051 / 1280 |
| Map Reference | MB 70 PG 20 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024067785 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 DUVAL RD, WINTER HAVEN, FL 33884-1511 |
| Name | Verified Name |
|---|---|
| Address | 81 DUVAL RD, WINTER HAVEN, FL 33884-1511 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5617 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0113621686 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | COMPASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 81 DUVAN RD WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884 |
| Document Number | 0113621686 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 011362/001686 |
| Instrument | 183160 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 5617 STRUTHERS CT, WINTER HAVEN, FL 33884-2620 |
| Document Number | 0106731018 |
| Book / Page | 010673 / 001018 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 240910 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12424 W FLORIDA DR LAKEWOOD CO 802283865, LAKEWOOD, CO 80228-3865 |
| Document Number | 106731019 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 010673/001019 |
| Instrument | 240911 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,640 (+17.5%) Land $44,000 Building $151,753 | $287,640 (+17.5%) Land $44,000 Building $151,753 | |
| 2025 | $3,165.00 (+1.77%) | $244,800 (+17.96%) Land $44,000 Building $154,905 | $244,800 (+17.96%) Land $44,000 Building $154,905 |
| 2023 | $3,110.00 (+7.58%) | $207,527 (+8.31%) Land $42,000 Building $165,527 | $207,527 (+8.31%) Land $42,000 Building $165,527 |
| 2022 | $2,891.00 | $191,605 Land $35,000 Building $156,605 | $191,605 Land $35,000 Building $156,605 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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