5613 Struthers Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 5613 Struthers Ct, Winter Haven, FL 33884

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,594 sqft · built 1981
Lot Size	0.294 acres (12,798 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2017)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855550-000150`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855550-000150`
Alternative APNs	`062927855550000150` `62927000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	1,709 sqft
1st Floor Area	1,594 sqft
Utility Area	50 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Lot Area	12,798 sqft (0.294 acres)
Lot Dimensions	182 ft deep x 70 ft wide
View / Lot	Duplex
Porch	Screened Porch
Canopy	18 sqft

Location & Zoning

Street Address	5613 STRUTHERS CT
City	WINTER HAVEN
State	FL
Zip	33884-2620
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAKE FOX SHORES PB 70 PG 20 LOT 15
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE FOX SHORES
Legal Block	1
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1019
Census Tract	14123

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 SANTA ROSA DR, WINTER HAVEN, FL 33884-3803
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Jul 28, 1999 · Amount on Record
Deed Document Number	201738823
Deed Book / Page	10077 / 427
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 28, 2017
Property Address	5613 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Document Number	0100770427
Book / Page	010077 / 000427
Instrument Date	Feb 22, 2017
Instrument	38823
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4783 SUMMERFIELD CIR WINTER HAVEN FL 338812855, WINTER HAVEN, FL 33881-2855

Mortgage

Document Number	100770429
Date	Feb 28, 2017
Book Page	010077/000429
Instrument	38824

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 27, 2027

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 (-8.1%)	$135,037 (-17.98%)	$244,800 (+48.69%) Land $44,000 Building $115,870
2023	$2,531.00 (+7.25%)	$164,635 (+7.68%) Land $42,000 Building $122,635	$164,635 (+7.68%) Land $42,000 Building $122,635
2022	$2,360.00	$152,891 Land $35,000 Building $117,891	$152,891 Land $35,000 Building $117,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20