Allegany County and Cuba Town property record for 5616 Smith Rd, Cuba, NY 14727
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 2010 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,425 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2017 Mortgage |
| APN | 024889 153.-1-58.3 |
| Primary APN | 024889 153.-1-58.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,936 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 00000002874 |
|---|---|
| Street Address | 5616 SMITH RD |
| City | CUBA |
| State | NY |
| Zip | 14727-9270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 58.003 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | CUBA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950500 |
Source: Allegany County and Cuba Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5616 SMITH RD, CUBA, NY 14727-9270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 5616 SMITH RD, CUBA, NY 14727-9270 |
| Document Number | 0000010999 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO |
| Name | Verified Name |
|---|---|
| Address | 5616 SMITH RD CUBA NY 147279270, CUBA, NY 14727-9270 |
| Document Number | 0000010999 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 10999 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 4, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 5616 SMITH RD, CUBA, NY 14727-9270 |
| Document Number | 0000092761 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH |
| Name | Verified Name |
|---|---|
| Address | 5616 SMITH RD CUBA NY 147279270, CUBA, NY 14727-9270 |
| Document Number | 0000092761 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 92761 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 28, 2032 |
Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Cuba Town |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,425.00 (+50.89%) Homeowner's exemption | ||
| 2025 | $4,258.00 | $123,000 (-25%) Land $8,560 Building $114,440 | $125,510 (-23.47%) Land $8,735 Building $116,775 |
| 2023 | $164,000 Land $15,200 Building $148,800 | $164,000 Land $15,200 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Armstrong Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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