4963 Smith Rd, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 4963 Smith Rd, Cuba, NY 14727 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,820 sqft · built 2005
Lot Size	19.9 acres (866,844 sqft)
Owner	Individual Name on File
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Transfer + 1 more
APN	`024889 181.-1-8.1`

Property Details

APN / Parcel Number

Primary APN	`024889 181.-1-8.1`
Alternative APNs	`488918100000010080010000` `00000001902`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	866,844 sqft (19.9 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001902
Street Address	4963 SMITH RD
City	CUBA
State	NY
Zip	14727
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GL 3
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	8.001
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records · APN 024889 181.-1-8.1

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4963 SMITH RD, CUBA, NY 14727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Quit Claim Deed, Transfer HAMLIN BK&TR CO
Oct 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 09, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 09, 2020
Transfer Doc	0000007281
Record Updated	Jun 08, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY NY
Recording Date	Apr 10, 2020
Property Address	20 SUMMIT ST, CUBA, NY 14727-1313
Document Number	0000007281
Instrument Date	Apr 09, 2020
Instrument	7281
Transaction Type	Transfer
Record Updated	May 07, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8123 COUNTY ROAD 20 CUBA NY 147279750, CUBA, NY 14727-9750

Mortgage

Document Number	7282
Date	Apr 10, 2020
Instrument	7282

Lender

Name	HAMLIN BK&TR CO
Type	Bank
Address	OLEAN, NY 14760

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 09, 2040

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY NY
Recording Date	Oct 11, 2019
Property Address	20 SUMMIT ST, CUBA, NY 14727-1313
Document Number	0000004395
Instrument Date	Oct 09, 2019
Instrument	4395
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8123 COUNTY ROAD 20 CUBA NY 147279750, CUBA, NY 14727-9750

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY NY
Recording Date	Nov 09, 2018
Property Address	20 SUMMIT ST, CUBA, NY 14727-1313
Document Number	0000100136
Instrument Date	Nov 09, 2018
Instrument	100136
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.71
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8123 COUNTY ROAD 20 CUBA NY 147279750, CUBA, NY 14727-9750

Tax Assessment & Valuation

Source: Allegany County and Cuba Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Unified School District	Friendship Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00	$76,000 (-37.19%) Land $12,000 Building $64,000	$77,551 (-35.91%) Land $12,245 Building $65,306
2023		$121,000 Land $10,900 Building $110,100	$121,000 Land $10,900 Building $110,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360039505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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