Santa Rosa County property record for 5615 Pine Ridge Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 2000 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2018) |
| Tax Bill | $1,106 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-28-1690-01000-0080 |
| Primary APN | 31-2N-28-1690-01000-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Heated Area |
| Gross Area | 2,231 sqft |
| 1st Floor Area | 1,887 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 2,020 ft deep x 1,100 ft wide |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 344 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 312N281690010000080 |
|---|---|
| Street Address | 5615 PINE RIDGE DR |
| City | MILTON |
| State | FL |
| Zip | 32570-7739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAYES HEIGHTS LOT 8 BLK 10 AS DES IN OR 3706 PG 1952 |
| Legal Range | 28W |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | HAYES HEIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10503 |
5615 Pine Ridge Dr is owned and occupied by an individual who bought it in March 2018.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5615 PINE RIDGE DR, MILTON, FL 32570-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage NAVY FCU |
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Mar 5, 2018 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2018 · Amount on File |
| Deed Sale | Mar 5, 2018 · Amount on File |
| Prior Sale | May 23, 2003 · Amount on File |
| Deed Document Number | 201808446 |
| Deed Book / Page | 3706 / 1952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5615 PINE RIDGE DR, MILTON, FL 32570-7739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | SURETY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 5615 PINE RIDGE DR, MILTON, FL 32570-7739 |
| Document Number | 0042791458 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 4279/1458 |
| Instrument | 202227076 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5615 PINE RIDGE DR, MILTON, FL 32570-7739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038750395 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 3875/0395 |
| Instrument | 201943658 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 5, 2018 |
| Property Address | 5615 PINE RIDGE DR, MILTON, FL 32570-7739 |
| Document Number | 0037061952 |
| Book / Page | 003706 / 001952 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 8446 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2018 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5615 PINE RIDGE DR MILTON FL 325707739, MILTON, FL 32570-7739 |
| Document Number | 37061954 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 003706/001954 |
| Instrument | 8447 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,106.00 (+2.5%) Homeowner's exemption | $125,758 (+3%) | $182,227 (+1.02%) Land $27,600 Building $154,627 |
| 2023 | $1,079.00 (+2.86%) Homeowner's exemption | $122,095 (+3%) | $180,392 (+8.57%) Land $27,600 Building $152,792 |
| 2022 | $1,049.00 Homeowner's exemption | $118,539 | $166,155 Land $18,000 Building $148,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5615 Pine Ridge Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5615 Pine Ridge Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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