5604 Pine Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5604 Pine Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1978
Lot Size	0.355 acres (15,464 sqft)
Owner	Individual Name on Record
Last Sale	$251,255 (Aug 2022)
Tax Bill	$1,684 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-28-1690-00500-0430`

Property Details

APN / Parcel Number

Primary APN	`31-2N-28-1690-00500-0430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Heated Area
Gross Area	2,644 sqft
1st Floor Area	1,880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	1,550 ft deep x 1,000 ft wide
Porch	Open Porch
Porch Area	44 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	312N281690005000430
Street Address	5604 PINE RIDGE DR
City	MILTON
State	FL
Zip	32570-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAYES HEIGHTS LOT 43 BLK 5 AS DES IN OR 4320 PG 956
Legal Range	28W
Legal Township	02N
Legal Section	31
Legal Subdivision	HAYES HEIGHTS
Legal Block	5
Legal Lot Number	43
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3008
Census Tract	10503

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5604 PINE RIDGE DR, MILTON, FL 32570-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Jan 26, 2005 · Amount on Record
Deed Document Number	202249922
Deed Book / Page	4320 / 956
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 26, 2022
Property Address	5604 PINE RIDGE DR, MILTON, FL 32570-7742
Document Number	0043200956
Book / Page	4320 / 956
Map Reference	MB B PG 75
Instrument Date	Aug 25, 2022
Instrument	202249922
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,759.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6184 JAYS WAY, 6184, MILTON, FL 32570-7844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 FURLING LN STE 312, 312, DESTIN, FL 32541-5344

Mortgage

Document Number	0004320958
Date	Aug 26, 2022
Instrument	4320/958

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,684.00 (-20.94%) Homeowner's exemption	$176,527 (+1.02%) Land $23,000 Building $153,527	$176,527 (+1.02%) Land $23,000 Building $153,527
2023	$2,130.00 (+199.58%) Homeowner's exemption	$174,740 (+94.97%) Land $23,000 Building $151,740	$174,740 (+15.79%) Land $23,000 Building $151,740
2022	$711.00 Homeowner's exemption	$89,626	$150,913 Land $15,000 Building $135,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	13 (1985–2020)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20