5615 Memory Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5615 Memory Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1978
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$675,000 (Jun 2022)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`253-0072-022-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0072-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5615 MEMORY WAY
City	FAIR OAKS
State	CA
Zip	95628-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	PARCEL MAP, LOT 2
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	8204

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 3, 2026	Affidavit of Death of Trustee, Transfer
Jun 30, 2022	Grant Deed, Transfer · Conventional Mortgage POINT EQUITY RESIDENTIAL LENDING IN
May 12, 2022	Grant Deed, Transfer SPRUCE
Nov 20, 2020	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT RESID'L MTG
Jun 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 11, 2019	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 11, 2019	Grant Deed, Transfer · Conventional with PMI HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Book / Page	20220630 / 1291
Last Transfer Date	May 28, 2026
Transfer Doc	2026000701
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936

Mortgage

Document Number	0000000017
Date	Dec 23, 2021
Instrument	2021122300017

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 3, 2026
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	2026000701
Book / Page	20260603 / 701
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2022
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	0000001291
Map Reference	MB 8 PG 33
Instrument Date	Jun 29, 2022
Instrument	2022063001291
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SPRUCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6100 TENNYSON PKWY STE 225, 225, PLANO, TX 75024-6175

Mortgage

Document Number	0000001292
Date	Jun 30, 2022
Instrument	2022063001292

Lender

Name	POINT EQUITY RESIDENTIAL LENDING IN
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 12, 2022
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	0000000350
Map Reference	MB 8 PG 33
Instrument Date	May 10, 2022
Instrument	2022051200350
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SPRUCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	2011302878
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5615 MEMORY WAY FAIR OAKS CA 956282936, FAIR OAKS, CA 95628-2936

Mortgage

Document Number	2011302878
Date	Nov 30, 2020
Instrument	2011302878

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2019
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	1906280577
Instrument Date	Apr 19, 2019
Instrument	1906280577
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5615 MEMORY WAY FAIR OAKS CA 956282936, FAIR OAKS, CA 95628-2936

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2019
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	1901110902
Instrument Date	Jan 10, 2019
Instrument	1901110902
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5615 MEMORY WAY FAIR OAKS CA 956282936, FAIR OAKS, CA 95628-2936

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2019
Property Address	5615 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	1901110903
Instrument Date	Jan 10, 2019
Instrument	1901110903
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 MEMORY WAY FAIR OAKS CA 956282936, FAIR OAKS, CA 95628-2936

Mortgage

Document Number	1901110904
Date	Jan 11, 2019
Instrument	1901110904

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,000 (-) Land $160,000 Building $460,000
2025	$7,442.00 (-1.19%) Homeowner's exemption	$620,000 (-9.95%) Land $160,000 Building $460,000
2024	$7,532.00 (+1.01%)
2023	$7,457.00 (+31.59%) Homeowner's exemption	$688,500 Land $163,200 Building $525,300
2022	$5,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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