5605 Memory Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5605 Memory Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,693 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2023)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253-0091-002-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0091-002-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5605 MEMORY WAY
City	FAIR OAKS
State	CA
Zip	95628-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	BELLA VISTA HEIGHTS, LOT 7
Legal Subdivision	BELLA VISTA HEIGHTS
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	8204

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5605 MEMORY WAY, FAIR OAKS, CA 95628-2936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Oct 26, 2009 · Amount on Record
Deed Book / Page	20231201 / 54
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	2004002779
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2023
Property Address	5605 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	0000000054
Map Reference	MB 45 MAP 27
Instrument Date	Nov 9, 2023
Instrument	202312010054
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5605 MEMORY WAY, FAIR OAKS, CA 95628-2936

Mortgage

Document Number	0000000055
Date	Dec 1, 2023
Instrument	202312010055

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5605 MEMORY WAY, FAIR OAKS, CA 95628-2936
Document Number	2006051069
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 MEMORY WAY FAIR OAKS CA 956282936, FAIR OAKS, CA 95628-2936

Mortgage

Document Number	2006051069
Date	Jun 5, 2020
Instrument	2006051069

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,028 (+2%) Land $124,848 Building $468,180
2025	$7,060.00 (+0.76%)	$581,400 (+91.28%) Land $122,400 Building $459,000
2024	$7,007.00 (+88.06%)
2023	$3,726.00 (+0.4%)	$303,956 Land $111,655 Building $192,301
2022	$3,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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