5615 E Apple Tree Ln, Chattaroy, WA 99003 Property Records

Spokane County property record for 5615 E Apple Tree Ln, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,701 sqft · built 2020
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Nov 2018)
Tax Bill	$5,578 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38351.0111`

Property Details

APN / Parcel Number

Primary APN	`38351.0111`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,701 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,472 sqft
2nd Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	86,249 sqft
Garage Type	Attached
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces
Deck Area	732 sqft
Canopy	732 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5615 E APPLE TREE LN
City	CHATTAROY
State	WA
Zip	99003-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	APPLE TREE MEADOWS: LOT 11 (AFN 5302488)
Legal Range	43E
Legal Township	28N
Legal Section	35
Legal Subdivision	APPLE TREE MEADOWS
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1049
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5112 E APPLE TREE LN, CHATTAROY, WA 99003-5004
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jul 8, 2020	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage SIEVERT R W & J2001 F TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	20186758770
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5615 E APPLE TREE LN, CHATTAROY, WA 99003-5023
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 E APPLE TREE LN, CHATTAROY, WA 99003-5023

Mortgage

Document Number	0007253683
Date	Nov 17, 2022
Instrument	7253683

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99218

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5615 E APPLE TREE LN, CHATTAROY, WA 99003-5023
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006939818
Date	Jul 8, 2020
Instrument	6939818

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	May 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 8, 2018
Property Address	5615 E APPLE TREE LN, CHATTAROY, WA 99003-5023
Document Number	0006758770
Instrument Date	Oct 25, 2018
Instrument	6758770
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,942.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5112 E APPLE TREE LN CHATTAROY WA 990035004, CHATTAROY, WA 99003-5004

Mortgage

Document Number	6758771
Date	Nov 8, 2018
Instrument	6758771

Lender

Name	SIEVERT R W & J2001 F TR (PT)
Address	28103 N DESERT NATIVE ST, SAN TAN VALLEY, AZ 85143-6843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 7, 2020

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,578.00 (-1.95%)	$696,260 (+1.81%) Land $116,560 Building $579,700	$696,260 (+1.81%) Land $116,560 Building $579,700
2025	$5,689.00 (+7.02%)
2024		$683,900 (+31.32%) Land $104,600 Building $579,300	$683,900 (+31.32%) Land $104,600 Building $579,300
2023	$5,316.00 (+9.56%)	$520,800 Land $75,000 Building $445,800	$520,800 Land $75,000 Building $445,800
2022	$4,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	439 / 251
Ardent Networks Fixed Wireless · not low latency	250 / 50
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, CenturyLink.

Nearby Properties on E Apple Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures