5613 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 5613 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 2024
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2025)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-102-003C`

Property Details

APN / Parcel Number

Primary APN	`08-102-003C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,040 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Foundation Type	Slab (Mat/Raft)
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Detached
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5613 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-7528
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 OPCR866
Legal Subdivision	1839900
Legal Tract	4
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2023
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5613 MORGAN MILL RD, MONROE, NC 28110-7528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
May 1, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Document Number	202523007
Deed Book / Page	9194 / 257
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 5, 2025
Property Address	5613 MORGAN MILL RD, MONROE, NC 28110-7528
Document Number	0009194257
Book / Page	9194 / 257
Map Reference	CAB S FILE 707
Instrument Date	Aug 29, 2025
Instrument	23007
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2758, INDIAN TRAIL, NC 28079-2758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5613 MORGAN MILL RD, MONROE, NC 28110-7528

Mortgage

Document Number	0000023008
Date	Sep 5, 2025
Instrument	23008

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 5, 2032
Change Frequency	10 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	10-Year TN
Max Rate	12%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 1, 2023
Property Address	5613 MORGAN MILL RD, MONROE, NC 28110-7528
Document Number	0008699627
Book / Page	8699 / 627
Instrument Date	May 1, 2023
Instrument	10082
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1528 MORGAN MILL RD, MONROE, NC 28110-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2758, INDIAN TRAIL, NC 28079-2758

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,900 (+32.72%) Land $86,900 Building $429,000	$515,900 (+32.72%) Land $86,900 Building $429,000
2025	$1,975.00 (+201.99%)	$388,700 (+301.14%) Land $86,900 Building $301,800	$388,700 (+301.14%) Land $86,900 Building $301,800
2024	$654.00 (+0.93%)	$96,900 (-) Land $92,600 Building $4,300
2023	$648.00	$96,900 Land $92,600 Building $4,300	$96,900 (-) Land $92,600 Building $4,300
2021			$96,900 Land $92,600 Building $4,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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