Union County property record for 5609 Morgan Mill Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,124 sqft · built 2024 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2025) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-102-003D |
| Primary APN | 08-102-003D |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 122,404 sqft (2.81 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5609 MORGAN MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #2 OPCR866 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20206 |
5609 Morgan Mill Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5609 MORGAN MILL RD, MONROE, NC 28110-7528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Deed Document Number | 202528385 |
| Deed Book / Page | 9232 / 875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 29, 2025 |
| Property Address | 5609 MORGAN MILL RD, MONROE, NC 28110-7528 |
| Document Number | 0009232875 |
| Book / Page | 9232 / 875 |
| Map Reference | CAB R FILE 866 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 28385 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2758, INDIAN TRAIL, NC 28079-2758 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5609 MORGAN MILL RD, MONROE, NC 28110-7528 |
| Document Number | 0000028386 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 28386 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 5609 Morgan Mill Rd was $1,663.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,800 (+60.65%) Land $84,600 Building $441,200 | $525,800 (+60.65%) Land $84,600 Building $441,200 | |
| 2025 | $1,663.00 | $327,300 Land $84,600 Building $242,700 | $327,300 Land $84,600 Building $242,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5609 Morgan Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5609 Morgan Mill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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