Mecklenburg County property record for 5613 Cottingham Ln, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1971 |
| Lot Size | 0.563 acres (24,529 sqft) |
| Owner | Company Name on Record |
| Last Sale | $477,500 (Jul 2023) |
| Tax Bill | $3,680 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-071-86 |
| Primary APN | 163-071-86 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Heated Area |
| Gross Area | 1,448 sqft |
| 1st Floor Area | 1,408 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 24,529 sqft (0.563 acres) |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 163-071-86 |
|---|---|
| Street Address | 5613 COTTINGHAM LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-4233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L35 B1 M15-209 |
| Legal Subdivision | CASTLETON GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2006 |
Source: Mecklenburg County records, as of July 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC |
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 14, 2022 | Warranty Deed, Transfer |
| Mar 14, 2022 | Warranty Deed, Transfer |
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Mar 6, 2020 | Warranty Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE CO |
| Mar 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Document Number | 2023066964 |
| Deed Book / Page | 38251 / 417 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000023312 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 40253/517 |
| Instrument | 2026023312 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 14, 2023 |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000066964 |
| Book / Page | 38251 / 417 |
| Map Reference | MB 15 PG 209 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023066964 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000066965 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023066965 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 14, 2022 |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000039484 |
| Book / Page | 37149 / 168 |
| Map Reference | MB 15 PG 209 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022039484 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Name | Verified Name |
|---|---|
| Address | 2303 W MOREHEAD ST STE 200, 200, CHARLOTTE, NC 28208-5185 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 14, 2022 |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000039866 |
| Book / Page | 37151 / 638 |
| Map Reference | MB 15 PG 209 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022039866 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $764.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1910 ABBOTT ST STE 204, 204, CHARLOTTE, NC 28203-5193 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000094045 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 34727/721 |
| Instrument | 2020094045 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000032449 |
| Book / Page | 034348 / 000046 |
| Instrument Date | Feb 29, 2020 |
| Instrument | 32449 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | TITLE INSURANCE COMPANY, TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $530.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1503 GRAYSCROFT DR WAXHAW NC 281736680, WAXHAW, NC 28173-6680 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 23, 2018 |
| Property Address | 5613 COTTINGHAM LN, CHARLOTTE, NC 28211-4233 |
| Document Number | 0000033597 |
| Book / Page | 032546 / 000311 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 33597 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2510 HARGROVE ST RICHMOND VA 232253907, RICHMOND, VA 23225-3907 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,680.00 | $381,400 Land $178,800 Building $202,600 | $381,400 Land $178,800 Building $202,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (2009–2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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