5600 Cottingham Ln, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 5600 Cottingham Ln, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,790 sqft · built 1971
Lot Size0.476 acres (20,749 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Dec 2017)
Tax Bill$4,973 (2023)
Deeds & MortgagesNov 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN163-071-95

Property Details

APN / Parcel Number

Primary APN163-071-95

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,790 sqft Heated Area
Gross Area1,930 sqft
1st Floor Area1,790 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,749 sqft (0.476 acres)

Exterior Amenities

PorchPorch
Porch Area140 sqft
Deck Area240 sqft
Patio Area362 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number163-071-95
Street Address5600 COTTINGHAM LN
CityCHARLOTTE
StateNC
Zip28211-4234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL44 B1 M15-209
Legal SubdivisionCASTLETON GARDENS
Legal Block1
Legal Lot Number44
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract2006

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5600 COTTINGHAM LN, CHARLOTTE, NC 28211-4234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Dec 15, 2017Warranty Deed, Transfer · Conventional Mortgage
ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleJul 19, 2016
Deed Document Number0032345535
Deed Book / Page32345 / 535
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5600 COTTINGHAM LN, CHARLOTTE, NC 28211-4234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000198709
DateNov 24, 2020
Book Page35354/792
Instrument2020198709
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 15, 2017
Property Address5600 COTTINGHAM LN, CHARLOTTE, NC 28211-4234
Document Number0000168156
Book / Page32345 / 535
Map ReferenceMB15 PG209
Instrument DateDec 15, 2017
Instrument2017168156
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address325 NOTTINGHAM DR, 325, CHARLOTTE, NC 28211-4112

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000168157
DateDec 15, 2017
Instrument2017168157
Lender
NameALLEN TATE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims7 (2009–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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