St. Louis County property record for 5612 Highland St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,258 sqft · built 1920 |
| Lot Size | 0.086 acres (3,745 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Nov 2023) |
| Tax Bill | $2,864 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-03520 |
| Primary APN | 010-4520-03520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,258 sqft Gross Area |
| 1st Floor Area | 683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 3,745 sqft (0.086 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 114 sqft |
| Deck Area | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1157425 |
|---|---|
| Street Address | 5612 HIGHLAND ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 55 FT OF LOTS 1 AND 2 AND ELY 30 FTOF NLY 10 FT OF LOT 3 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 25 |
| Legal Lot Number | 1-3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3000 |
5612 Highland St is owned and occupied by an individual who bought it in November 2023.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 18, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Dec 15, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Nov 8, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on File |
| Deed Sale | Nov 8, 2023 · Amount on File |
| Prior Sale | Nov 2, 2023 · Amount on File |
| Deed Document Number | 20231477716 |
| Prior Transfer Date | Oct 10, 2023 |
| Prior Transfer Doc | 0001074109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 8, 2023 |
| Property Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 0001477716 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 1477716 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 0001477717 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 1477717 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 2, 2023 |
| Property Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 0001074109 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 1074109 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 0001074110 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 1074110 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2017 |
| Property Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 00A1324326 |
| Instrument Date | Dec 14, 2017 |
| Instrument | A1324326 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $437.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5612 HIGHLAND ST DULUTH MN 558071350, DULUTH, MN 55807-1350 |
| Document Number | A1324327 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | A1324327 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 15, 2017 |
| Property Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 000T993255 |
| Instrument Date | Dec 14, 2017 |
| Instrument | T993255 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $437.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5612 HIGHLAND ST DULUTH MN 558071350, DULUTH, MN 55807-1350 |
| Document Number | T993256 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | T993256 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5612 HIGHLAND ST, DULUTH, MN 55807-1350 |
| Document Number | 00A1301632 |
| Instrument Date | Nov 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Name | Verified Name |
|---|
| Document Number | 00A1301632 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | A1301632 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5612 Highland St was $2,864, up 10.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,864.00 (+10.84%) | ||
| 2025 | $2,584.00 | $213,900 (+14.26%) Land $9,700 Building $204,200 | $213,900 (+14.26%) Land $9,700 Building $204,200 |
| 2024 | $187,200 Land $10,200 Building $177,000 | $187,200 Land $10,200 Building $177,000 | |
| 2023 | $2,470.00 Homeowner's exemption | ||
| 2022 | $182,400 Land $9,400 Building $173,000 | $182,400 Land $9,400 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5612 Highland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5612 Highland St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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