5604 Highland St, Duluth, MN 55807 Property Records

St. Louis County property record for 5604 Highland St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1922
Lot Size	0.107 acres (4,694 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2017)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4520-03360`

Property Details

APN / Parcel Number

Primary APN	`010-4520-03360`
Alternative APN	`1030319`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	900 sqft Gross Area
1st Floor Area	900 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	4,694 sqft (0.107 acres)
Garage Area	144 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1030319
Street Address	5604 HIGHLAND ST
City	DULUTH
State	MN
Zip	55807-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 AND WLY 1/2 OF LOT 5 SERIAL #
Legal Subdivision	WEST DULUTH SIXTH DIVISION
Legal Block	24
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	3000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5604 HIGHLAND ST, DULUTH, MN 55807-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Dec 3, 2005 · Amount on Record
Deed Document Number	2017984800
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0000911583
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2017
Property Address	5604 HIGHLAND ST, DULUTH, MN 55807-1350
Document Number	000T984800
Instrument Date	May 10, 2017
Instrument	T984800
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5604 HIGHLAND ST DULUTH MN 558071350, DULUTH, MN 55807-1350

Mortgage

Document Number	T984801
Date	May 11, 2017
Instrument	T984801

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+12.61%) Homeowner's exemption
2025	$1,998.00 (-23.68%) Homeowner's exemption	$196,200 (+13.94%) Land $12,100 Building $184,100	$196,200 (+13.94%) Land $12,100 Building $184,100
2024	$2,618.00	$172,200 (+13.29%) Land $12,700 Building $159,500	$172,200 (+13.29%) Land $12,700 Building $159,500
2022		$152,000 Land $11,700 Building $140,300	$152,000 Land $11,700 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20