Highlands County property record for 5610 Lafayette Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,196 sqft · built 1997 |
| Lot Size | 0.23 acres (10,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jun 2022) |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-35-28-030-0290-0390 |
| Primary APN | C-01-35-28-030-0290-0390 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,697 sqft |
| 1st Floor Area | 1,196 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,013 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 501 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5610 LAFAYETTE AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN ESTATE SEC 2 PB 7-PG 61 LOT 39 BLK 29 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN ESTATE |
| Legal Block | 29 |
| Legal Lot Number | 39 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 961301 |
5610 Lafayette Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Highlands County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5610 LAFAYETTE AVE, SEBRING, FL 33875-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2022 | Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on File |
| Deed Sale | Jun 10, 2022 · Amount on File |
| Prior Sale | Dec 17, 2013 · Amount on File |
| Deed Document Number | 20222099329 |
| Deed Book / Page | 2911 / 1486 |
| Prior Transfer Date | Feb 22, 2006 |
| Prior Transfer Doc | 0001380840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5610 LAFAYETTE AVE, SEBRING, FL 33875-1331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5610 LAFAYETTE AVE, SEBRING, FL 33875-1331 |
| Document Number | 0002169423 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 2998/1769 |
| Instrument | 2169423 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 10, 2022 |
| Property Address | 5610 LAFAYETTE AVE, SEBRING, FL 33875-1331 |
| Document Number | 0002099329 |
| Book / Page | 2911 / 1486 |
| Map Reference | MB 7 PG 61 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2099329 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5610 LAFAYETTE AVE, 5610, SEBRING, FL 33875-1331 |
| Name | Verified Name |
|---|---|
| Address | 4150 BOWEN WAY, VALDOSTA, GA 31605-6238 |
| Document Number | 0029111488 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2911/1488 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 5610 Lafayette Ave was $2,506 with a homeowner's exemption, down 13.8% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,506.00 (-13.79%) Homeowner's exemption | $201,888 Land $17,746 Building $184,142 | $201,888 Land $17,746 Building $184,142 |
| 2024 | $2,907.00 (-6.01%) | ||
| 2023 | $3,093.00 (+172.03%) | $203,297 (+107.21%) Land $14,561 Building $188,736 | $203,297 (+15.87%) Land $14,561 Building $188,736 |
| 2022 | $1,137.00 Homeowner's exemption Widower's exemption | $98,112 | $175,452 Land $10,921 Building $164,531 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5610 Lafayette Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5610 Lafayette Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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