Highlands County property record for 5426 Lafayette Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,899 sqft · built 2020 |
| Lot Size | 0.229 acres (10,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,900 (Aug 2020) |
| Tax Bill | $1,979 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C015803002900330 |
| Primary APN | C015803002900330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,899 sqft Living Area |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,007 sqft (0.229 acres) |
| Lot Dimensions | 98 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015803002900330 |
|---|---|
| Street Address | 5426 LAFAYETTE AVE |
| City | SEBRING |
| State | FL |
| Zip | 33875-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 33 BLK 29 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 29 |
| Legal Lot Number | 33 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 961301 |
5426 Lafayette Ave is owned and occupied by an individual who bought it in August 2020.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5426 LAFAYETTE AVE, SEBRING, FL 33875-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Aug 10, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Feb 12, 2020 | Deed of Trust, Construction Loan · Line of Credit BUILDER FIN INC |
| Dec 2, 2019 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on File |
| Deed Sale | Aug 10, 2020 · Amount on File |
| Prior Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 1994388 |
| Deed Book / Page | 2766 / 1454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5426 LAFAYETTE AVE, SEBRING, FL 33875-1327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002141705 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 2963/615 |
| Instrument | 2141705 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 5426 LAFAYETTE AVE, SEBRING, FL 33875-1327 |
| Document Number | 0001994388 |
| Book / Page | 2766 / 1454 |
| Map Reference | MB 7 PG 61 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 1994388 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,434.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1057 LAKE JUNE RD, 1057, LAKE PLACID, FL 33852-8937 |
| Name | Verified Name |
|---|---|
| Address | 5426 LAFAYETTE AVE, SEBRING, FL 33875-1327 |
| Document Number | 0027661456 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2766/1456 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 5426 LAFAYETTE AVE, SEBRING, FL 33875-1327 |
| Document Number | 0001975095 |
| Book / Page | 002738 / 000168 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 1975095 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 27, 2020 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1057 LAKE JUNE RD LAKE PLACID FL 338528937, LAKE PLACID, FL 33852-8937 |
| Document Number | 0001975095 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 002738/000168 |
| Instrument | 1975095 |
| Name | BUILDER FIN INC |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 11, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 2, 2019 |
| Property Address | 5426 LAFAYETTE AVE, SEBRING, FL 33875-1327 |
| Document Number | 0001965747 |
| Book / Page | 002725 / 001683 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 1965747 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $49.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1057 LAKE JUNE RD LAKE PLACID FL 338528937, LAKE PLACID, FL 33852-8937 |
| Investor | Possibly a Property Investor |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,323 | $243,876 Land $18,136 Building $225,740 | |
| 2024 | $1,979.00 (+2.54%) | ||
| 2023 | $1,930.00 (+1.79%) Homeowner's exemption | $155,984 (+3%) | $245,644 (+15.92%) Land $14,881 Building $230,763 |
| 2022 | $1,896.00 Homeowner's exemption | $151,441 | $211,901 Land $11,161 Building $200,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5426 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5426 Lafayette Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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