5610 Kara Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5610 Kara Cir, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 1988
Lot Size	0.21 acres (9,153 sqft)
Owner	Individual Name on File
Tax Bill	$4,461 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23-445824`

Property Details

APN / Parcel Number

Primary APN	`23-445824`
Alternative APN	`445824`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,120 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,153 sqft (0.21 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	168 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	445824
Street Address	5610 KARA CIR
City	FREDERICK
State	MD
Zip	21703-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 219 SEC 2 9153 SQ FT BALLENGER CREEK MEADOWS
Legal Subdivision	BALLENGER CREEK
Legal Lot Number	219
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2017
Census Tract	751004

Owner

5610 Kara Cir is owned by an individual who acquired it in February 2005.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6212 BURKITTSVILLE RD, JEFFERSON, MD 21755-9400
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2005
Deed Sale	Feb 8, 2005
Prior Sale	Dec 6, 1999 · Amount on File
Deed Document Number	200550898
Deed Book / Page	5124 / 596
Prior Transfer Date	Nov 24, 1999
Prior Transfer Doc	0058480399
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5610 Kara Cir was $4,461, up 10.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,300 (+8.77%) Land $148,300 Building $241,000	$389,300 (-) Land $148,300 Building $241,000
2025	$4,461.00 (+10.39%)	$357,900	$389,300 Land $148,300 Building $241,000
2024	$4,041.00 (+13.96%)
2023	$3,546.00	$295,100 Land $103,300 Building $191,800	$295,100 Land $103,300 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5610 Kara Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5610 Kara Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20