5604 Kara Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5604 Kara Cir, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 1988
Lot Size	0.213 acres (9,281 sqft)
Owner	Individual Name on File
Tax Bill	$3,909 (2024)
Flood Zone	Zone X (minimal risk)
APN	`23-445794`

Property Details

APN / Parcel Number

Primary APN	`23-445794`
Alternative APN	`445794`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,281 sqft (0.213 acres)
Porch	Open Porch
Porch Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	445794
Street Address	5604 KARA CIR
City	FREDERICK
State	MD
Zip	21703-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LT 216 SEC 2 9281 SQ FT BALLENGER CREEK MEADOWS
Legal Subdivision	BALLENGER CREEK
Legal Lot Number	216
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2017
Census Tract	751004

Owner

Source: Frederick County records · APN 23-445794

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5604 KARA CIR, FREDERICK, MD 21703-8646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2002
Deed Sale	Feb 14, 2002
Prior Sale	Aug 03, 1988 · Amount on Record
Deed Document Number	20021170
Deed Book / Page	3074 / 683
Transfer Doc	0030740683
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,033 (+13.87%)	$356,500 (+20.81%) Land $148,500 Building $208,000
2024	$3,909.00 (+10.24%)
2023	$3,546.00	$295,100 Land $103,500 Building $191,600	$295,100 Land $103,500 Building $191,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.