561 W Munger Rd, Munger, MI 48747 Property Records

Bay County property record for 561 W Munger Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1946
Lot Size	4.46 acres (194,278 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Feb 2022)
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-019-200-260-00`

Property Details

APN / Parcel Number

Primary APN	`090-019-200-260-00`

Interior

Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	194,278 sqft (4.46 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	561 W MUNGER RD
City	MUNGER
State	MI
Zip	48747-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 440 FT W OF NE COR OF SEC TH S 990 FT TH W 196.5 FT TH N 990 FT TH E 196.5 FT TO BEG. SEC. 19 T13N R6E
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5046
Census Tract	285300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3213 DELEVAN DR, SAGINAW, MI 48603-1767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2018	Quit Claim Deed, Mortgage SUNRISE FAM CU
Oct 27, 2017	Deed of Trust, Mortgage SUNRISE FAM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	20221890
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0000014261
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Feb 4, 2022
Property Address	561 W MUNGER RD, MUNGER, MI 48747-9770
Document Number	0000001890
Instrument Date	Jan 24, 2022
Instrument	202201890
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,173.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 W MUNGER RD, 561, MUNGER, MI 48747-9770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 DELEVAN DR, SAGINAW, MI 48603-1767

Mortgage

Document Number	0000001891
Date	Feb 4, 2022
Instrument	202201891

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Oct 17, 2018
Property Address	561 W MUNGER RD, MUNGER, MI 48747-9770
Document Number	0000014261
Instrument Date	Oct 5, 2018
Instrument	14261
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 W MUNGER RD MUNGER MI 487479770, MUNGER, MI 48747-9770

Mortgage

Document Number	14262
Date	Oct 17, 2018
Instrument	14262

Lender

Name	SUNRISE FAM CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	561 W MUNGER RD, MUNGER, MI 48747-9770
Document Number	0032470937
Book / Page	003247 / 000937
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	561 W MUNGER RD MUNGER MI 487479770, MUNGER, MI 48747-9770

Mortgage

Document Number	0032470937
Date	Nov 3, 2017
Book Page	003247/000937

Lender

Name	SUNRISE FAM CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 2, 2027

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00 (+77.98%) Homeowner's exemption	$70,050 (+53.28%)	$140,100 (+53.28%)
2023		$45,700	$91,400
2022	$1,217.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Air Advantage, T-Mobile.

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