Bay County property record for 433 W Munger Rd, Munger, MI 48747 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,693 sqft · built 1900 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Oct 2008) |
| Tax Bill | $3,602 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-020-100-030-05 |
| Primary APN | 090-020-100-030-05 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,693 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 49,223 sqft (1.13 acres) |
| Lot Dimensions | 247 ft deep x 200 ft wide |
| Garage Area | 1,418 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 433 W MUNGER RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ PT ON N SEC LN E 529.54 FT FROM NW COR SEC 20, TH CONT E 200 FT, TH S 247 FT, TH W 200 FT, TH N 247 FT TO POB, SEC 20 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5044 |
| Census Tract | 285300 |
Source: Bay County records · APN 090-020-100-030-05
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 W MUNGER RD, MUNGER, MI 48747-9791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2023 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU |
| May 14, 2020 | Quit Claim Deed, Transfer WANIGAS CU |
| Mar 05, 2019 | Deed of Trust, Mortgage · Conventional with PMI WANIGAS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2008 · Amount on Record |
| Deed Sale | Oct 09, 2008 · Amount on Record |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Book / Page | 2638 / 328 |
| Last Transfer Date | May 08, 2020 |
| Transfer Doc | 202006467 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 433 W MUNGER RD, MUNGER, MI 48747-9791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 433 W MUNGER RD, MUNGER, MI 48747-9791 |
| Document Number | 0000002411 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 202302411 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 14, 2020 |
| Property Address | 433 W MUNGER RD, MUNGER, MI 48747-9791 |
| Document Number | 0000006467 |
| Instrument Date | May 08, 2020 |
| Instrument | 6467 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | SUPERIOR TITLE AND SETTLEMENT AGENCY, SUPERIOR TITLE&SETTLEMENT AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 W MUNGER RD MUNGER MI 487479791, MUNGER, MI 48747-9791 |
| Document Number | 6468 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 6468 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 433 W MUNGER RD, MUNGER, MI 48747-9791 |
| Document Number | 0000002765 |
| Instrument Date | Mar 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | SUPERIOR TITLE AND SETTLEMENT AGENCY, SUPERIOR TITLE&SETTLEMENT AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 W MUNGER RD MUNGER MI 487479791, MUNGER, MI 48747-9791 |
| Document Number | 0000002765 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2765 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 10, 2034 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,602.00 (+134.81%) Homeowner's exemption | $143,500 (+6.06%) | $287,000 (+6.06%) |
| 2025 | $1,534.00 (-32.24%) Homeowner's exemption | $135,300 (+51.34%) | $270,600 (+51.34%) |
| 2023 | $89,400 | $178,800 | |
| 2022 | $2,264.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fixed Wireless | 100 / 20 |
| TDS Telecom | DSL | 50 / 10 |
| Verizon | Fixed Wireless | 25 / 6 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Air Advantage. Availability varies by address; speeds are provider-advertised maximums, not measured.
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