St. Louis County property record for 561 Tregaron Pl, Frontenac, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,666 sqft · built 1970 |
| Lot Size | 1.01 acres (44,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,130,500 (Jul 2025) |
| Tax Bill | $15,456 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-61-0097 |
| Primary APN | 20N-61-0097 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,666 sqft Living Area |
| Gross Area | 4,326 sqft |
| 1st Floor Area | 1,650 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 44,344 sqft (1.01 acres) |
| Lot Dimensions | 169 ft deep x 261 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 322 sqft |
| Patio Area | 357 sqft |
| Balcony Area | 18 sqft |
| Boat House | 917 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 561 TREGARON PL |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R-1 |
| Legal Description | TREGARON LOT 20 |
| Legal Subdivision | TREGARON |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 217600 |
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION |
| Jul 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Jun 13, 2022 · Amount on File |
| Deed Document Number | 2025477 |
| Prior Transfer Date | Aug 25, 2021 |
| Prior Transfer Doc | 0250823113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Document Number | 2025120200393 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025120200393 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022081100374 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022081100374 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 4, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 7, 2025 |
| Property Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Document Number | 2025070700477 |
| Map Reference | MB 116 PG 88 |
| Instrument Date | Jul 1, 2025 |
| Instrument | 2025070700477 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 561 TREGARON PL, FRONTENAC, MO 63131-3427 |
| Document Number | 2025070700478 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 2025070700478 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 13, 2022 |
| Property Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Document Number | 2022061300460 |
| Map Reference | MB 116 PG 88 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022061300460 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1011 TWIN PINE DR, 1011, SAINT LOUIS, MO 63131-4326 |
| Name | Verified Name |
|---|---|
| Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Document Number | 2022061300461 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022061300461 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 73 Months |
| Due | Jul 1, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 31, 2021 |
| Property Address | 561 TREGARON PL, SAINT LOUIS, MO 63131-3427 |
| Document Number | 0250823113 |
| Book / Page | 25082 / 3113 |
| Map Reference | MB 116 PG 88 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021083100679 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 561 TREGARON PL, FRONTENAC, MO 63131-3427 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Frontenac City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,430 (+28.46%) Land $123,860 Building $176,570 | $1,581,200 (+28.46%) Land $651,900 Building $929,300 | |
| 2025 | $15,456.00 (+4.35%) | $233,870 (+7.94%) Land $123,860 Building $110,010 | $1,230,900 (+7.94%) Land $651,900 Building $579,000 |
| 2024 | $14,811.00 (+0.11%) | $216,670 (-) Land $114,340 Building $102,330 | |
| 2023 | $14,794.00 (+14.63%) | $216,670 (+18.96%) Land $114,340 Building $102,330 | $1,140,400 (+18.97%) Land $601,800 Building $538,600 |
| 2022 | $12,906.00 | $182,140 Land $95,290 Building $86,850 | |
| 2021 | $958,600 Land $501,500 Building $457,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1986–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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