522 Tregaron Pl, Frontenac (Saint Louis), MO 63131 Property Records

St. Louis County property record for 522 Tregaron Pl, Frontenac, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,307 sqft · built 1966
Lot Size	1.01 acres (44,039 sqft)
Owner	Individual Name on File
Last Sale	$828,000 (Sep 2015)
Tax Bill	$13,976 (2024)
Deeds & Mortgages	May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20N-33-0328`

Property Details

APN / Parcel Number

Primary APN	`20N-33-0328`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,307 sqft Living Area
Gross Area	6,344 sqft
1st Floor Area	4,307 sqft
Basement Area	1,276 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	44,039 sqft (1.01 acres)
Lot Dimensions	159 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	761 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	900 sqft
Porch	Open Porch
Porch Area	366 sqft
Patio Area	144 sqft
Poultry House	170 sqft
Boat House	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 TREGARON PL
City	FRONTENAC
State	MO
Zip	63131-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25R-1
Legal Description	TREGARON LOT 4
Legal Subdivision	TREGARON
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1000
Census Tract	217600

Owner

Source: St. Louis County records · APN 20N-33-0328

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 TREGARON PL, SAINT LOUIS, MO 63131-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Prior Sale	May 02, 2002 · Amount on Record
Deed Document Number	2015314
Deed Book / Page	21678 / 1412
Last Transfer Date	Nov 25, 2020
Transfer Doc	0244945287
Record Updated	Jun 08, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	522 TREGARON PL, SAINT LOUIS, MO 63131-3413
Document Number	0240860292
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8816 MANCHESTER RD #295 ST LOUIS MO 631442602, 295, ST LOUIS, MO 63144-2602

Mortgage

Document Number	0240860292
Date	Jun 10, 2020
Book Page	024086/000292
Instrument	72

Lender

Name	FIDELITY BK
Type	Bank
Address	WICHITA, KS 67202

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Frontenac City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,440 (-) Land $123,690 Building $80,750	$1,076,000 (-) Land $651,000 Building $425,000
2024	$13,976.00 (+0.11%)
2023	$13,961.00 (-6.57%)	$204,440 (-3.05%) Land $114,190 Building $90,250	$1,076,000 (-3.05%) Land $601,000 Building $475,000
2022	$14,943.00	$210,880 Land $95,150 Building $115,730
2021			$1,109,900 Land $500,800 Building $609,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1986–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 134 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.