Oswego County and Schroeppel Town property record for 561 Main St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1900 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jun 2026) |
| Tax Bill | $4,527 (2026) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 355401 303.16-06-07 |
| Primary APN | 355401 303.16-06-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 360 sqft |
| 2nd Floor Area | 360 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 7,425 sqft (0.17 acres) |
| Lot Dimensions | 225 ft deep x 33 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 561 MAIN ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | LEDYARD TRACT |
| Legal Block | 6 |
| Legal Lot Number | 7.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20901 |
561 Main St is owned by an individual who bought it in June 2026.
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4104 SILVERADO DR, LIVERPOOL, NY 13090-1622 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TWO FEDERAL SAVINGS LOAN |
| Jun 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage TWO FEDERAL SAVINGS LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on File |
| Deed Sale | Jun 16, 2026 · Amount on File |
| Prior Sale | Sep 28, 2020 · Amount on File |
| Deed Document Number | 2026R-2026-005120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 561 MAIN ST, PHOENIX, NY 13135-2017 |
| Document Number | 0000005122 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20265122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Name | Verified Name |
|---|---|
| Address | 4104 SILVERADO DR, LIVERPOOL, NY 13090-1622 |
| Document Number | 0000005122, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20265122 |
| Name | TWO FEDERAL SAVINGS LOAN |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 561 MAIN ST, PHOENIX, NY 13135-2017 |
| Document Number | 0000005120 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20265120 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4104 SILVERADO DR, LIVERPOOL, NY 13090-1622 |
| Date | Jun 16, 2026 |
|---|
| Name | TWO FEDERAL SAVINGS LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 561 Main St was $4,527, down 42.4% from the year before.
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,527.00 (-42.39%) | ||
| 2025 | $7,858.00 | $88,000 Land $8,500 Building $79,500 | $195,556 Land $18,889 Building $176,667 |
| 2023 | $88,000 Land $8,500 Building $79,500 | $160,000 Land $15,455 Building $144,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 561 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 561 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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