Oswego County and Schroeppel Town property record for 555 Main St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,708 sqft · built 1880 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,500 (Jun 2021) |
| Tax Bill | $2,850 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 355401 303.16-06-10 |
| Primary APN | 355401 303.16-06-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| 2nd Floor Area | 660 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 102 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 555 MAIN ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | LEDYARDS PLAT |
| Legal Block | 6 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20901 |
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 555 MAIN ST, PHOENIX, NY 13135-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit EMPOWER FEDERAL CREDIT UNION |
| Jun 3, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on Record |
| Deed Sale | Jun 3, 2021 · Amount on Record |
| Prior Sale | Mar 6, 2007 · Amount on Record |
| Deed Document Number | 20216326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 26, 2026 |
| Property Address | 555 MAIN ST, PHOENIX, NY 13135-2017 |
| Document Number | 0000004341 |
| Instrument Date | May 14, 2026 |
| Instrument | 20264341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 555 MAIN ST, PHOENIX, NY 13135-2017 |
| Document Number | 0000004341, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20264341 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 3, 2021 |
| Property Address | 555 MAIN ST, PHOENIX, NY 13135-2017 |
| Document Number | 0000006326 |
| Instrument Date | Apr 13, 2021 |
| Instrument | R-2021-006326 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2004 BELFORD DR, 2004, SANFORD, NC 27330-7280 |
| Name | Verified Name |
|---|---|
| Address | 506 BOSTON RD, MATTYDALE, NY 13211-1213 |
| Document Number | 0000006327 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | R-2021-006327 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,850.00 (+3.34%) | ||
| 2025 | $2,758.00 | $55,400 (-) Land $11,500 Building $43,900 | $123,111 (+22.22%) Land $25,556 Building $97,555 |
| 2023 | $55,400 Land $11,500 Building $43,900 | $100,727 Land $20,909 Building $79,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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