561 Lucerne Blvd, Winter Haven, FL 33881 Property Records

Polk County property record for 561 Lucerne Blvd, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,743 sqft · built 2016
Lot Size	0.113 acres (4,940 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Jun 2021)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-03-522508-005080`

Property Details

APN / Parcel Number

Primary APN	`26-28-03-522508-005080`
Alternative APNs	`032826522508005080` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,743 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,743 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	4,940 sqft (0.113 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	25 sqft

Location & Zoning

Street Address	561 LUCERNE BLVD
City	WINTER HAVEN
State	FL
Zip	33881-0729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT LUCERNE PARK PHASE FOUR PB 154 PG 27-28 BLOCK E LOT 8
Legal Range	26E
Legal Township	28S
Legal Section	03
Legal Subdivision	LAKES AT LUCERNE PARK PHASE FOUR
Legal Phase	4
Legal Tract	522508
Legal Block	E
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2030
Census Tract	12803

Owner

561 Lucerne Blvd is owned and occupied by two individuals who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	561 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	2021152953
Deed Book / Page	11757 / 815
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 14, 2021
Property Address	561 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
Document Number	0000152953
Book / Page	11757 / 815
Map Reference	MB 154 PG 27&28
Instrument Date	Jun 9, 2021
Instrument	2021152953
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 LUCERNE BLVD, 561, WINTER HAVEN, FL 33881-0729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	561 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729

Mortgage

Document Number	0011757817
Date	Jun 14, 2021
Instrument	11757/817

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 561 Lucerne Blvd was $3,762 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,157 (-7.12%) Land $39,000 Building $185,157	$224,157 (-7.12%) Land $39,000 Building $185,157
2025	$3,762.00 Homeowner's exemption	$241,338 Land $39,000 Building $202,338	$241,338 Land $39,000 Building $202,338
2023	$3,769.00 (+2.67%) Homeowner's exemption	$238,728 (+3%)	$257,004 (+10.89%) Land $38,000 Building $219,004
2022	$3,671.00 Homeowner's exemption	$231,775 Land $32,000 Building $199,775	$231,775 Land $32,000 Building $199,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Lucerne Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Lucerne Blvd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20