Polk County property record for 555 Lucerne Blvd, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 2016 |
| Lot Size | 0.114 acres (4,944 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2026) |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-03-522508-005070 |
| Primary APN | 26-28-03-522508-005070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,944 sqft (0.114 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 144 sqft |
| Street Address | 555 LUCERNE BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-0729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT LUCERNE PARK PHASE FOUR PB 154 PG 27-28 BLOCK E LOT 7 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 03 |
| Legal Subdivision | LAKES AT LUCERNE PARK PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 522508 |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 12803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 AMALFI LN, KISSIMMEE, FL 34759-4073 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer TRUE TITLE, TRULY TITLE |
| Dec 11, 2023 | Deed, Transfer |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Feb 24, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 2026144785 |
| Deed Book / Page | 14041 / 859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 555 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729 |
| Document Number | 0000144785 |
| Book / Page | 14041 / 859 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026144785 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | TRUE TITLE, TRULY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $201,495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 AMALFI LN, KISSIMMEE, FL 34759-4073 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 11, 2023 |
| Property Address | 555 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729 |
| Document Number | 0000288973 |
| Book / Page | 12936 / 2197 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023288973 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, HAINES CITY, FL 33844-4222 |
| Name | Verified Name |
|---|---|
| Address | 555 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 555 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729 |
| Document Number | 0114061975 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 555 LUCERNE BLVD WINTER HAVEN FL 338810729, WINTER HAVEN, FL 33881-0729 |
| Document Number | 0114061975 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 011406/001975 |
| Instrument | 212647 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 24, 2017 |
| Property Address | 555 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729 |
| Document Number | 0100751445 |
| Book / Page | 010075 / 001445 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 37540 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 555 LUCERNE BLVD WINTER HAVEN FL 338810729, WINTER HAVEN, FL 33881-0729 |
| Document Number | 100751447 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 010075/001447 |
| Instrument | 37541 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,207 (+2.7%) | $244,758 (-7.23%) Land $39,000 Building $205,758 | |
| 2025 | $2,414.00 (+6.63%) Homeowner's exemption Widower's exemption | $175,469 (+5.99%) | $263,834 (-6.23%) Land $39,000 Building $224,834 |
| 2023 | $2,264.00 (-0.7%) Homeowner's exemption | $165,557 (+3%) | $281,364 (+10.79%) Land $38,000 Building $243,364 |
| 2022 | $2,280.00 Homeowner's exemption | $160,735 | $253,955 Land $32,000 Building $221,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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