Middlesex County and Middlesex Borough property record for 561 Lorraine Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 1953 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2005) |
| Tax Bill | $9,040 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00303-0000-00034 |
| Primary APN | 10-00303-0000-00034 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 9,975 sqft (0.229 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 561 LORRAINE AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | .229 AC BLOCK 304 LOT 1.01 CONSOLIDATION:5 DEED |
| Legal Subdivision | LINCOLN |
| Legal Block | 303 |
| Legal Lot Number | 34 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 200 |
561 Lorraine Ave is owned and occupied by two individuals who bought it in September 2005.
Source: Middlesex County and Middlesex Borough records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 561 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Jan 5, 2024 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2005 · Amount on File |
| Deed Sale | Sep 12, 2005 · Amount on File |
| Prior Sale | Jun 25, 1998 · Amount on File |
| Deed Book / Page | 5547 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 561 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Document Number | 0000063252 |
| Book / Page | 20142 / 1810 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202663252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 561 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000063252, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 20142/1810 |
| Instrument | 202663252 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2056 |
| Rate | 4.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 561 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001262 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 19375/909 |
| Instrument | 2024001262 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 561 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020067 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 19184/1161 |
| Instrument | 2023020067 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 561 LORRAINE AVE, MIDDLESEX, NJ 08846-2056 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2021075527 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 18481/575 |
| Instrument | 2021075527 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 561 Lorraine Ave was $9,040, down 6.3% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,500 (+8%) Land $144,700 Building $315,800 | $460,500 (+8%) Land $144,700 Building $315,800 | |
| 2025 | $9,040.00 (-6.26%) | $426,400 Land $144,700 Building $281,700 | $426,400 Land $144,700 Building $281,700 |
| 2024 | $9,644.00 | ||
| 2023 | $416,800 Land $144,700 Building $272,100 | $416,800 Land $144,700 Building $272,100 | |
| 2022 | $9,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 561 Lorraine Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 561 Lorraine Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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