556 Lorraine Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 556 Lorraine Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	884 sqft · built 1953
Lot Size	0.14 acres (6,111 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2024)
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00302-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`10-00302-0000-00029`
Alternative APN	`100030200029`

Interior

Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,111 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	556 LORRAINE AVE
City	MIDDLESEX
State	NJ
Zip	08846-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	6113 SF 30
Legal Subdivision	WATCHUNG ESTATES
Legal Block	302
Legal Lot Number	29
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3005
Census Tract	200

Owner

556 Lorraine Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	556 LORRAINE AVE, MIDDLESEX, NJ 08846-2055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Deed Document Number	202416391
Deed Book / Page	19425 / 148
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 25, 2024
Property Address	556 LORRAINE AVE, MIDDLESEX, NJ 08846-2055
Document Number	0000016391
Book / Page	19425 / 148
Instrument Date	Mar 8, 2024
Instrument	2024016391
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 CHARTER ST, PISCATAWAY, NJ 08854-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 LORRAINE AVE, MIDDLESEX, NJ 08846-2055

Mortgage

Document Number	0000016392
Date	Mar 25, 2024
Instrument	2024016392

Lender

Name	TIOGA-FRANKLIN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 556 Lorraine Ave was $7,992, up 2.9% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,000 (-) Land $136,600 Building $240,400	$377,000 (-) Land $136,600 Building $240,400
2025	$7,992.00 (+2.95%)	$377,000 Land $136,600 Building $240,400	$377,000 Land $136,600 Building $240,400
2024	$7,763.00
2023		$357,100 Land $136,600 Building $220,500	$357,100 Land $136,600 Building $220,500
2022	$7,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 556 Lorraine Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 Lorraine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20