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561 Cavern Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 561 Cavern Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,902 sqft · built 1981
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$229,000 (Dec 2017)
Tax Bill$3,325 (2025)
Deeds & MortgagesSep 2023 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-25-00001-2830-00019.0

Property Details

APN / Parcel Number

Primary APN31-38-25-00001-2830-00019.0
Alternative APN
  • 23220

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,902 sqft Living Area
1st Floor Area1,468 sqft
2nd Floor Area434 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeMixed
Garage Area180 sqft
CarportCarport
Carport Area444 sqft
DrivewayDriveway
Driveway Area600 sqft

Exterior Amenities

PorchOpen Porch
Porch Area606 sqft
Deck Area156 sqft
Patio Area64 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number23220
Street Address561 CAVERN TER
CitySEBASTIAN
StateFL
Zip32958-6546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 11 BLK 283 LOT 19 PBI 7-56C
Legal Range38
Legal Township31
Legal Section25
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 11
Legal Block283
Legal Lot Number19
Legal Unit11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3048
Census Tract50809

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address561 CAVERN TER, SEBASTIAN, FL 32958-6546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 6, 2021Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 29, 2018Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 27, 2017Warranty Deed, Transfer · FHA Mortgage
1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Deed Document Number3120170074495
Deed Book / Page3081 / 0045
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address561 CAVERN TER, SEBASTIAN, FL 32958-6546
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address561 CAVERN TER, SEBASTIAN, FL 32958-6546

Mortgage

Document Number0036522077
DateSep 29, 2023
Book Page3652/2077
Instrument3120230049300
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2048

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address561 CAVERN TER, SEBASTIAN, FL 32958-6546
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address561 CAVERN TER, SEBASTIAN, FL 32958-6546

Mortgage

Document Number0034510892
DateAug 6, 2021
Book Page3451/892
Instrument3120210056073
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueSep 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address561 CAVERN TER, SEBASTIAN, FL 32958-6546
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031441988
DateAug 29, 2018
Book Page3144/1988
Instrument3120180053310
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 27, 2017
Property Address561 CAVERN TER, SEBASTIAN, FL 32958-6546
Document Number0030810045
Book / Page3081 / 0045
Map ReferenceMB7 PG56
Instrument DateDec 21, 2017
Instrument3120170074495
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyELITE TITLE OF THE TREASURE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,603.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1815 MOORINGLINE DR, 1815, VERO BEACH, FL 32963-2959

Transferred To (Grantee/Buyer)

NameVerified Name
Address561 CAVERN TER, SEBASTIAN, FL 32958-6546

Mortgage

Document Number3120170074496
DateDec 27, 2017
Instrument3120170074496
Lender
Name1ST ALLIANCE LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,325.00 (+19.3%)$209,213 (+5.99%)$331,390 (+5.03%) Land $64,600 Building $266,790
2023$2,787.00 (+4.66%)$197,395 (+3%)$315,528 (+17.74%) Land $51,000 Building $264,528
2022$2,663.00$191,645$267,997 Land $31,960 Building $236,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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