Indian River County property record for 553 Cavern Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Jun 2004) |
| Tax Bill | $3,289 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-25-00001-2830-00020.0 |
| Primary APN | 31-38-25-00001-2830-00020.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 918 sqft |
| Pool Area | 200 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 688 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 23221 |
|---|---|
| Street Address | 553 CAVERN TER |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 11 BLK 283 LOT 20 PBI 7-56C |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 25 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 11 |
| Legal Block | 283 |
| Legal Lot Number | 20 |
| Legal Unit | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 50809 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 553 CAVERN TER, SEBASTIAN, FL 32958-6546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2004 · Amount on Record |
| Deed Sale | Jun 11, 2004 · Amount on Record |
| Deed Document Number | 1550992 |
| Deed Book / Page | 1745 / 0128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 553 CAVERN TER, SEBASTIAN, FL 32958-6546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033541025 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 3354/1025 |
| Instrument | 3120200066888 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 553 CAVERN TER, SEBASTIAN, FL 32958-6546 |
| Document Number | 0032782187 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 553 CAVERN TER SEBASTIAN FL 329586546, SEBASTIAN, FL 32958-6546 |
| Document Number | 0032782187 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 003278/002187 |
| Instrument | 10722 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 553 CAVERN TER, SEBASTIAN, FL 32958-6546 |
| Document Number | 0031860842 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 MAXINE RD BRISTOL CT 060102354, BRISTOL, CT 06010-2354 |
| Document Number | 0031860842 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 003186/000842 |
| Instrument | 11095 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2049 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,289.00 (+20.34%) | $236,503 (+5.99%) | $327,033 (+5.94%) Land $64,600 Building $262,433 |
| 2023 | $2,733.00 (+2.02%) | $223,144 (+3%) | $308,688 (+16.75%) Land $51,000 Building $257,688 |
| 2022 | $2,679.00 | $216,644 | $264,406 Land $31,960 Building $232,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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