561 Ave C, Key West, FL 33040 Property Records

Monroe County property record for 561 Ave C, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1989
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Mar 2023)
Tax Bill	$3,912 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00151800-000000`

Property Details

APN / Parcel Number

Primary APN	`00151800-000000`
Alternative APNs	`22672600151800000000` `1197343`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	1,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	289 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1197343
Street Address	561 AVENUE C
City	KEY WEST
State	FL
Zip	33040-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 7 LT 1 JOHNSONVILLE PB1-53 BIG COPPITT A-342 G74-30-31 OR671-673 OR672-521-P OR675-120/21 OR1035-829/35 OR1092-1221 OR1285-390/91 OR1543-1884C/T OR1614-1480 OR2073-255 OR2398-619/20 OR2585-1034/35 OR2870-2245/46 OR3216-0262
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	7
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2007
Census Tract	971700

Owner

561 Ave C is owned and occupied by two individuals who bought it in March 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	561 AVENUE C, KEY WEST, FL 33040-5529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	20232410425
Deed Book / Page	3216 / 262
Prior Transfer Date	Mar 16, 2023
Prior Transfer Doc	0032160262
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	561 AVENUE C, KEY WEST, FL 33040-5529
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 AVENUE C, KEY WEST, FL 33040-5529

Mortgage

Document Number	0030771943
Date	Feb 25, 2021
Book Page	3077/1943
Instrument	2305698

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 17, 2023
Property Address	561 AVENUE C, KEY WEST, FL 33040-5529
Document Number	0032160262
Book / Page	3216 / 262
Map Reference	MB 1 PG 53
Instrument Date	Mar 10, 2023
Instrument	2410425
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount on Record
Tax	$861.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 AVENUE C, KEY WEST, FL 33040-5529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 AVENUE C, KEY WEST, FL 33040-5529

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	561 AVENUE C, KEY WEST, FL 33040-5529
Document Number	0029200076
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 AVENUE C KEY WEST FL 330405529, KEY WEST, FL 33040-5529

Mortgage

Document Number	0029200076
Date	Aug 1, 2018
Book Page	002920/000076
Instrument	2180538

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 28, 2017
Property Address	561 AVENUE C, KEY WEST, FL 33040-5529
Document Number	0028702245
Book / Page	002870 / 002245
Instrument Date	Aug 18, 2017
Instrument	2136599
Transaction Type	Transfer
Record Updated	Sep 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	561 AVENUE C KEY WEST FL 330405529, KEY WEST, FL 33040-5529

Mortgage

Document Number	28702247
Date	Aug 28, 2017
Book Page	002870/002247
Instrument	2136600

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$453,440	$545,762 Land $325,000 Building $220,762
2024	$3,912.00 (+7.95%)
2023	$3,624.00 (+5.07%) Homeowner's exemption	$439,627 (+2.98%)	$505,944 (+2.96%) Land $297,500 Building $208,444
2022	$3,449.00 Homeowner's exemption	$426,907	$491,376 Land $275,000 Building $216,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Ave C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 561 Ave C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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