Monroe County property record for 490 Ave C, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,222 sqft · built 2016 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Aug 1989) |
| Tax Bill | $2,478 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00152450-000000 |
| Primary APN | 00152450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 636 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Patio Area | 64 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 1197971 |
|---|---|
| Old Parcel Number | 22672600152450000000 |
| Street Address | 490 AVENUE C |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 11 LT 12 JOHNSONVILLE PB1-53 BIG COPPITT OR263-252/53 OR712-2 OR766-1753 OR908-897 OR1101-226 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | JOHNSONVILLE SUBD |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 971700 |
490 Ave C is owned and occupied by two individuals who bought it in August 1989.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 AVENUE C, KEY WEST, FL 33040-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1989 · Amount on File |
| Deed Sale | Aug 1, 1989 · Amount on File |
| Deed Document Number | 0001101226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 490 AVENUE C, KEY WEST, FL 33040-5532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 490 AVENUE C, KEY WEST, FL 33040-5532 |
| Document Number | 0030491794 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 3049/1794 |
| Instrument | 2285575 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,561 | $622,152 Land $325,000 Building $297,152 | |
| 2024 | $2,478.00 (+6.49%) | ||
| 2023 | $2,327.00 (+3.1%) Senior Citizen's exemption | $267,544 (+3%) | $570,557 (+3.51%) Land $297,500 Building $273,057 |
| 2022 | $2,257.00 Senior Citizen's exemption | $259,752 | $551,224 Land $275,000 Building $276,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Ave C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 490 Ave C has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures