5608 Sapunor Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5608 Sapunor Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,078 sqft · built 1958
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Oct 2006)
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-0202-008-0000`

Property Details

APN / Parcel Number

Primary APN	`232-0202-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5608 SAPUNOR WAY
City	CARMICHAEL
State	CA
Zip	95608-0420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MERRIHILL 09, LOT 95
Legal Subdivision	MERRIHILL 09
Legal Lot Number	95
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	8117

Owner

5608 Sapunor Way is owned and occupied by an individual who bought it in October 2006.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5608 SAPUNOR WAY, CARMICHAEL, CA 95608-0420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2006 · Amount on File
Deed Sale	Oct 19, 2006 · Amount on File
Deed Book / Page	20061019 / 296
Prior Transfer Date	Oct 12, 2006
Prior Transfer Doc	0000000295
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 10, 2026
Property Address	5608 SAPUNOR WAY, CARMICHAEL, CA 95608-0420
Document Number	2026000081
Book / Page	20260410 / 81
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5608 SAPUNOR WAY, CARMICHAEL, CA 95608-0420
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000081,
Date	Apr 10, 2026
Book Page	20260410/81

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5608 SAPUNOR WAY, CARMICHAEL, CA 95608-0420
Document Number	2011100155
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5608 SAPUNOR WAY CARMICHAEL CA 956080420, CARMICHAEL, CA 95608-0420

Mortgage

Document Number	2011100155
Date	Nov 10, 2020
Instrument	2011100155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5608 Sapunor Way was $4,653 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,857 (+2%) Land $136,647 Building $269,210
2025	$4,653.00 (+1%) Homeowner's exemption	$397,900 Land $133,968 Building $263,932
2024	$4,607.00 (+2.65%)
2023	$4,488.00 (+0.56%) Homeowner's exemption	$382,451 Land $128,767 Building $253,684
2022	$4,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5608 Sapunor Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5608 Sapunor Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, T-Mobile.

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