5601 Sapunor Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5601 Sapunor Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1958
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$949 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Jun 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`232-0201-033-0000`

Property Details

APN / Parcel Number

Primary APN	`232-0201-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5601 SAPUNOR WAY
City	CARMICHAEL
State	CA
Zip	95608-0419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MERRIHILL 09, LOT 77
Legal Subdivision	MERRIHILL 09
Legal Lot Number	77
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	8117

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 1, 2023	Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2023
Transfer Doc	2023000595
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPTUNOR WAY, CARMICHAEL, CA 95608-0419

Mortgage

Document Number	0000000287
Date	Jun 14, 2021
Instrument	202106140287

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2023
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Document Number	0000000595
Map Reference	MB 50 MAP 16
Instrument Date	May 19, 2023
Instrument	202306010595
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419

Mortgage

Document Number	0000000596
Date	Jun 1, 2023
Instrument	202306010596

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPTUNOR WAY, CARMICHAEL, CA 95608-0419

Mortgage

Document Number	6140000000287
Date	Jun 14, 2021
Book Page	20210614/287

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Document Number	2009080540
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPUNOR WAY CARMICHAEL CA 956080419, CARMICHAEL, CA 95608-0419

Mortgage

Document Number	2009080540
Date	Sep 8, 2020
Instrument	2009080540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Document Number	1907020436
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPUNOR WAY CARMICHAEL CA 956080419, CARMICHAEL, CA 95608-0419

Mortgage

Document Number	1907020436
Date	Jul 2, 2019
Instrument	1907020436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Document Number	1903010607
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPUNOR WAY CARMICHAEL CA 956080419, CARMICHAEL, CA 95608-0419

Mortgage

Document Number	1903010607
Date	Mar 1, 2019
Instrument	1903010607

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2034

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2019
Property Address	5601 SAPUNOR WAY, CARMICHAEL, CA 95608-0419
Document Number	1901110929
Instrument Date	Nov 30, 2018
Instrument	1901110929
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 SAPUNOR WAY CARMICHAEL CA 956080419, CARMICHAEL, CA 95608-0419

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$87,666 (+2%) Land $16,967 Building $70,699
2025	$949.00 (+1.17%) Homeowner's exemption	$85,948 (+4.04%) Land $16,635 Building $69,313
2024	$938.00 (+2.74%)
2023	$913.00 (+0.66%) Homeowner's exemption	$82,612 Land $15,990 Building $66,622
2022	$907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, T-Mobile.

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