56049 Buckhorn Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56049 Buckhorn Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,322 sqft
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2022)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-005-001-10`

Property Details

APN / Parcel Number

Primary APN	`009-005-001-10`

Interior

Full Baths	2 Baths
Building Area	2,322 sqft Building Perimeter
1st Floor Area	1,860 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Lot Area	130,680 sqft (3 acres)
Lot Dimensions	327 ft deep x 399 ft wide
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56049 BUCKHORN RD
City	THREE RIVERS
State	MI
Zip	49093-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE 1/4 SEC 5 T6S R11W DESC AS: COM S 1/4 COR SEC 32 T5S R11W TH S 89D 20M 59S E 60.91 FT TO N 1/4 COR SD SEC 5 & POB TH
Legal Range	11W
Legal Township	06S
Legal Section	05
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2017
Census Tract	40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56049 BUCKHORN RD, THREE RIVERS, MI 49093-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Apr 22, 2024	Warranty Deed, Construction Loan · Construction Mortgage RUOFF MORTGAGE COMPANY INC
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	20227141
Prior Transfer Date	Apr 16, 2011
Prior Transfer Doc	1612000878
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56049 BUCKHORN RD, THREE RIVERS, MI 49093-8101
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56049 BUCKHORN RD, THREE RIVERS, MI 49093-8101

Mortgage

Document Number	2022005504
Date	Jun 13, 2022
Instrument	2022005504

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 22, 2024
Property Address	56049 BUCKHORN RD, THREE RIVERS, MI 49093-8101
Document Number	2024003090
Instrument Date	Apr 19, 2024
Instrument	2024003090
Transaction Type	Construction Loan
Record Updated	May 9, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56049 BUCKHORN RD, THREE RIVERS, MI 49093-8101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56105 BUCKHORN RD, THREE RIVERS, MI 49093-8101

Mortgage

Document Number	2024003091
Date	Apr 22, 2024
Instrument	2024003091

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 12, 2022
Property Address	56049 BUCKHORN RD, THREE RIVERS, MI 49093-8101
Document Number	2022007141
Instrument Date	Aug 5, 2022
Instrument	2022007141
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58498 W PLEASANT VIEW CT, THREE RIVERS, MI 49093-8550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58095 CIRCLE DR, THREE RIVERS, MI 49093-8938

Mortgage

Date	Aug 12, 2022

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,000 (+35.88%) Land $23,300 Building $129,700	$306,000 (+35.88%) Land $46,600 Building $259,400
2025	$3,236.00 Homeowner's exemption
2023		$112,600 Land $16,900 Building $95,700	$225,200 Land $33,800 Building $191,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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