15705 Shady Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 15705 Shady Ln, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,571 sqft · built 1989
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Nov 2025)
Tax Bill	$4,507 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-050-009-00`

Property Details

APN / Parcel Number

Primary APN	`007-050-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,571 sqft Building Perimeter
1st Floor Area	1,571 sqft
Basement Area	1,571 sqft
Unfinished Basement	1,571 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	35,284 sqft (0.81 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15705 SHADY LN
City	THREE RIVERS
State	MI
Zip	49093-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAKE RS
Legal Description	LOT 9 PLAT OF PINEVIEW ESTATES. SEC 13 T5S R12W.
Legal Range	12W
Legal Township	05S
Legal Section	13
Legal Subdivision	PLAT OF PINEVIEW ESTATES
Legal Lot Number	9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLOWERFIELD
Census Block Group	2
Census Block	2027
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BAY COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	20258716
Prior Transfer Date	Dec 3, 2000
Prior Transfer Doc	1234000894
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01955/0382
Date	Apr 17, 2019
Book Page	1955/0382

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 4, 2025
Property Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541
Document Number	2025008716
Map Reference	LB 5 PG 39
Instrument Date	Oct 30, 2025
Instrument	2025008716
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,902.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LAURA LN, DEWITT, MI 48820-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541

Mortgage

Document Number	2025008717
Date	Nov 4, 2025
Instrument	2025008717

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 13, 2021
Property Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541
Document Number	2021007202
Map Reference	LB 5 PG 39
Instrument Date	Jul 2, 2021
Instrument	2021007202
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15705 SHADY LN, THREE RIVERS, MI 49093-9541

Mortgage

Date	Jul 13, 2021

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Flowerfield Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,100 (+3.34%) Land $11,500 Building $158,600	$340,200 (+3.34%) Land $23,000 Building $317,200
2025	$4,507.00 (-6.16%) Homeowner's exemption	$164,600 Land $11,500 Building $153,100	$329,200 Land $23,000 Building $306,200
2024	$4,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on Shady Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures