5604 Walnut St, Mentor, OH 44060 Property Records

Lake County property record for 5604 Walnut St, Mentor, OH 44060 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,236 sqft · built 2005
Lot Size	0.331 acres (14,401 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (May 2024)
Tax Bill	$11,933 (2023)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-A-093-E-00-030-0`

Property Details

APN / Parcel Number

Primary APN	`19-A-093-E-00-030-0`
Alternative APN	`29`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,236 sqft Living Area
1st Floor Area	650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,401 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
View / Lot	Extra Front
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	150 sqft
Deck Area	Deck Area
Patio Area	256 sqft
Shed	1 Shed
Shed Area	140 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5604 WALNUT ST
City	MENTOR ON THE LAKE
State	OH
Zip	44060-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 TRACT 16 S/L 420 & 421
Legal Subdivision	THE EIGHTH SALIDA SUBDIVISION
Legal Tract	16
Legal Block	1
Legal Lot Number	421
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR-ON-THE-LAKE
Census Block Group	1
Census Block	1008
Census Tract	202500

Owner

Source: Lake County records · APN 19-A-093-E-00-030-0

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5604 WALN7U1S-ITOR ON THE LK, MENTOR ON THE LAKE, OH 44060
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 08, 2024	Fiduciary Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2024 · Amount on Record
Deed Sale	May 08, 2024 · Amount on Record
Prior Sale	Nov 04, 2008 · Amount on Record
Deed Document Number	20248705
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5604 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2546
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001414
Date	Jan 23, 2026
Instrument	2026R001414

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

May 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	May 08, 2024
Property Address	5604 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2546
Document Number	0000008705
Map Reference	VOL D PG 10
Instrument Date	May 06, 2024
Instrument	2024R008705
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2546

Mortgage

Document Number	0000008706
Date	May 08, 2024
Instrument	2024R008706

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5604 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2546
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016664
Date	Jul 19, 2019
Instrument	2019R016664

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor-on-the-Lake City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,260 (-) Land $13,450 Building $79,810	$266,450 (-) Land $38,430 Building $228,020
2023	$11,933.00 (+118.67%) Homeowner's exemption	$93,260 (-) Land $13,450 Building $79,810
2022	$5,457.00 Homeowner's exemption	$93,260 Land $13,450 Building $79,810
2021			$266,450 Land $38,430 Building $228,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852025001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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