5595 Walnut St, Mentor, OH 44060 Property Records

Lake County property record for 5595 Walnut St, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 700 sqft · built 1993
Lot Size	0.185 acres (8,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2026)
Tax Bill	$6,313 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-A-093-E-00-045-0`

Property Details

APN / Parcel Number

Primary APN	`19-A-093-E-00-045-0`
Alternative APN	`7`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	700 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,041 sqft (0.185 acres)
Lot Dimensions	134 ft deep x 60 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	180 sqft
Patio Area	180 sqft
Balcony Area	50 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5595 WALNUT ST
City	MENTOR ON THE LAKE
State	OH
Zip	44060-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	LOT 7 TRACT 16
Legal Subdivision	THE EIGHTH SALIDA SUBDIVISION
Legal Tract	16
Legal Block	1
Legal Lot Number	7
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR-ON-THE-LAKE
Census Block Group	1
Census Block	1009
Census Tract	202500

Owner

Source: Lake County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5595 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2025	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2019	Warranty Deed, Transfer · VA Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Jan 22, 2025 · Amount on Record
Deed Document Number	202613556
Prior Transfer Date	Mar 30, 2023
Prior Transfer Doc	0000005845
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 23, 2026
Property Address	5595 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2543
Document Number	0000013556
Instrument Date	Jun 18, 2026
Instrument	202613556
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5595 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2543
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013557,
Date	Jun 23, 2026
Instrument	202613557

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5595 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2543
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 NORTH BAY DR, WILLOUGHBY, OH 44094-8058

Mortgage

Document Number	0000025093
Date	Nov 7, 2025
Instrument	2025R025093

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	INDEPENDENCE, OH 44131

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 31, 2023
Property Address	5595 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2543
Document Number	0000005845
Map Reference	VOL D PG 10
Instrument Date	Mar 30, 2023
Instrument	2023R005845
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7520 FERN DR, MENTOR ON THE LAKE, OH 44060-3213

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Dec 10, 2019
Property Address	5595 WALNUT ST, MENTOR ON THE LAKE, OH 44060-2543
Document Number	0000030501
Instrument Date	Dec 9, 2019
Instrument	30501
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5595 WALNUT ST MENTOR ON THE LAKE OH 440602543, MENTOR ON THE LAKE, OH 44060-2543

Mortgage

Document Number	30502
Date	Dec 10, 2019
Instrument	30502

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor-on-the-Lake City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,580 (-72.48%) Land $13,580	$38,800 (-72.48%) Land $38,800
2023	$6,313.00 (+71.5%) Homeowner's exemption	$49,340 (-20.34%) Land $11,540 Building $37,800
2022	$3,681.00 Homeowner's exemption	$61,940 Land $11,540 Building $50,400
2021			$140,980 Land $32,980 Building $108,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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