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5404 Smith Rd, Pell City, AL 35128 Property Records

St. Clair County property record for 5404 Smith Rd, Pell City, AL 35128

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,222 sqft · built 1986
Lot Size5.45 acres (237,402 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Feb 2024)
Tax Bill$1,470 (2025)
Deeds & MortgagesFeb 2024 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-30-4-000-027.000

Property Details

APN / Parcel Number

Primary APN29-09-30-4-000-027.000
Alternative APNs
  • 505868
  • 34078

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,222 sqft Heated Area
1st Floor Area2,222 sqft
Upper Floors Area549 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area237,402 sqft (5.45 acres)
Boat AccessBoat Access
Boat House500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5404 SMITH RD
CityPELL CITY
StateAL
Zip35128-6862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 CARL SMITH S/D; ALSO BEG NE COR LOT 9 SW 71.40' NW 108.45' SE 60' TO POB; ALSO BEG NE COR LOT 8 E 46.1' S 259' W 46' N
Legal Range04E
Legal Township17S
Legal Section30
Legal SubdivisionCARL SMITH S/D
Legal Lot Number8-9
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group2
Census Block2010
Census Tract40212

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5404 SMITH RD, PELL CITY, AL 35128-6862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Warranty Deed, Transfer
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2024 · Amount on Record
Deed SaleFeb 16, 2024 · Amount on Record
Deed Book / Page2024 / 1780
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR AL
Recording DateFeb 16, 2024
Property Address5404 SMITH RD, PELL CITY, AL 35128-6862
Document Number0000001780
Book / PageDEED 2024 / 1780
Map ReferenceMB 1962 PG 23
Instrument DateFeb 16, 2024
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5404 SMITH RD, PELL CITY, AL 35128-6862

Transferred To (Grantee/Buyer)

NameVerified Name
Address5404 SMITH RD, PELL CITY, AL 35128-6862

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address5404 SMITH RD, PELL CITY, AL 35128-6862
Document Number0000018163
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5404 SMITH RD PELL CITY AL 351286862, PELL CITY, AL 35128-6862

Mortgage

Document Number0000018163
DateApr 30, 2020
Instrument18163
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 29, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityPell City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,470.00$37,040 (-19.68%)$370,330 (+60.61%)
2023$46,116 Land $10,000 Building $36,116$230,580 Land $50,000 Building $180,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELL CITY
serves 17,586 people · EPA ID AL0001204
Water SourcePurchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State InspectionJun 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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