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5603 Reflection Rd, Smyrna, TN 37167 Property Records

Rutherford County property record for 5603 Reflection Rd, Smyrna, TN 37167

Property Summary

Property TypeSingle Family Home
Details2,438 sqft · built 2021
Lot Size0.268 acres (11,693 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Dec 2021)
Tax Bill$2,449 (2025)
Deeds & MortgagesApr 2021 Construction Loan
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN033P-B-003.00-000

Property Details

APN / Parcel Number

Primary APN033P-B-003.00-000
Alternative APNs
  • 033P B 00300
  • R0123999

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area2,438 sqft Living Area
1st Floor Area1,504 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area11,693 sqft (0.268 acres)
Lot Dimensions177 ft deep x 65.8 ft wide
Garage TypeAttached
Garage Area446 sqft
PorchSlab
Porch Area310 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account NumberR0123999
Street Address5603 REFLECTION RD
CitySMYRNA
StateTN
Zip37167-0697
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHE VILLAGES OF GREENTREE REVISED SEC 3
Legal Lot Number130
JurisdictionRUTHERFORD TN
Township / Civil Division10
Census Block Group2
Census Block2003
Census Tract40811

Owner

Source: Rutherford County records · APN 033P-B-003.00-000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5603 REFLECTION RD, SMYRNA, TN 37167-0697
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Construction Mortgage
F & M BANK
Dec 13, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
REGIONS BANK
Jul 06, 2020Warranty Deed, Transfer · Conventional Mortgage
PINNACLE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Deed Document Number20212410947
Deed Book / Page2181 / 2596
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address5603 REFLECTION RD, SMYRNA, TN 37167-0697
Transaction TypeMortgage
Record UpdatedJun 13, 2022
Title CompanyLAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020741000
DateApr 28, 2021
Book Page2074/1000
Instrument2358040
Lender
NameF & M BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateDec 13, 2021
Property Address5603 REFLECTION RD, SMYRNA, TN 37167-0697
Document Number0021812596
Book / Page2181 / 2596
Map ReferenceCAB 43 PG 35
Instrument DateDec 13, 2021
Instrument2410947
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 13, 2022
Title CompanyLAND TITLE SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,591.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5603 REFLECTION RD, SMYRNA, TN 37167-0697

Mortgage

Document Number0021812599
DateDec 13, 2021
Instrument2181-2599
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateJul 06, 2020
Property Address5603 REFLECTION RD, SMYRNA, TN 37167-0697
Document NumberRB19262076
Book / Page001926 / 002076
Instrument DateJun 30, 2020
Instrument2286241
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyLAND TITLE SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,583.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address115 ENON SPRINGS RD E SMYRNA TN 371673009, SMYRNA, TN 37167-3009
InvestorPossibly a Property Investor

Mortgage

Document NumberRB19262078
DateJul 06, 2020
Book Page001926/002078
Instrument2286242
Lender
NamePINNACLE BK
TypeBank
AddressMOUNT JULIET, TN 37122
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
MunicipalitySmyrna Town
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$125,400 (+22.97%) Land $30,000 Building $95,400$501,600 (+22.97%) Land $120,000 Building $381,600
2025$2,449.00$101,975 (-) Land $13,750 Building $88,225
2023$2,449.00$101,975 Land $13,750 Building $88,225$407,900 (-) Land $55,000 Building $352,900
2022$407,900 Land $55,000 Building $352,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimFeb 2022 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 67 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
MTE Holdings
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSMYRNA WATER SYSTEM
serves 66,942 people
Water SourceSurface water
Last State InspectionOct 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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