5604 Pray St, Bonita, CA 91902 Property Records

San Diego County property record for 5604 Pray St, Bonita, CA 91902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,777 sqft · built 1961
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Apr 2009)
Tax Bill	$7,483 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`590-262-05-00`

Property Details

APN / Parcel Number

Primary APN	`590-262-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,777 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5604 PRAY ST
City	BONITA
State	CA
Zip	91902-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 29 0.78 AC M/L IN TR 004741
Legal Subdivision	BONITA GOLF HIGHLANDS
Legal Tract	004741
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	3207

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5604 PRAY ST, BONITA, CA 91902-2116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE JAN R BEVERLEY REVOCABLE LIVING TRUS
Apr 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage WAYNE C HUFFMAN 2022 IRREVOCABLE TRUST
Jan 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage THEME FAMILY LIMITED PARTNERSHIP
Jul 14, 2025	Deed of Trust, Mortgage DAMODER P REDDY ETUX
Jun 3, 2025	Deed of Trust, Mortgage · Construction Mortgage IRON GATE CAPITAL INC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST BUILDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2009 · Amount on Record
Deed Sale	Apr 7, 2009 · Amount on Record
Prior Sale	Dec 15, 2008 · Amount on Record
Deed Document Number	2009174569
Last Transfer Date	Sep 1, 2016
Transfer Doc	0000468710
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5604 PRAY ST, BONITA, CA 91902-2116
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 PRAY ST, BONITA, CA 91902-2116

Mortgage

Document Number	0000509270
Date	Jul 16, 2021
Instrument	2021-0509270

Lender

Name	THE JAN R BEVERLEY REVOCABLE LIVING TRUS
Type	Private Party
Address	8180 E KAISER BLVD, ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Sep 1, 2022

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5604 PRAY ST, BONITA, CA 91902-2116
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 PRAY ST, BONITA, CA 91902-2116

Mortgage

Document Number	0000085337
Date	Apr 3, 2023
Instrument	2023-0085337

Lender

Name	WAYNE C HUFFMAN 2022 IRREVOCABLE TRUST
Type	Private Party
Address	PO BOX 628, ALPINE, CA 91903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5604 PRAY ST, BONITA, CA 91902-2116
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 KAUSMAN ST, SAN DIEGO, CA 92139-2322

Mortgage

Document Number	0000009893
Date	Jan 12, 2023
Instrument	2023-0009893

Lender

Name	THEME FAMILY LIMITED PARTNERSHIP
Type	Non-Lending Institution
Address	RANCHO CUCAMONGA, CA 91701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2025

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5604 PRAY ST, BONITA, CA 91902-2116
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 KAUSMAN ST, SAN DIEGO, CA 92139-2322

Mortgage

Document Number	0000188475
Date	Jul 14, 2025
Instrument	2025-0188475

Lender

Name	DAMODER P REDDY ETUX
Type	Private Party
Address	68 PORTUGUESE BEND RD, ROLLING HILLS, CA 90274

Agreement

Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5604 PRAY ST, BONITA, CA 91902-2116
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BROADWAY, CHULA VISTA, CA 91910-4304

Mortgage

Document Number	0000147240
Date	Jun 3, 2025
Instrument	2025-0147240

Lender

Name	IRON GATE CAPITAL INC
Type	Non-Lending Institution
Address	ENCINITAS, CA 92023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5604 PRAY ST, BONITA, CA 91902-2116
Document Number	0000802354
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5604 PRAY ST BONITA CA 919022116, BONITA, CA 91902-2116

Mortgage

Document Number	0000802354
Date	Dec 14, 2020
Instrument	802354

Lender

Name	SOUTHWEST BUILDERS INC
Address	7525 TOPANGA CANYON BLVD, CANOGA PARK, CA 91303-1214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,515 (+2%) Land $224,199 Building $352,316
2025	$7,483.00 (+6.4%)	$565,211 (+4.04%) Land $219,803 Building $345,408
2023	$7,033.00 (+3.17%)	$543,266 Land $211,269 Building $331,997
2022	$6,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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