5554 Pray St, Bonita, CA 91902 Property Records

San Diego County property record for 5554 Pray St, Bonita, CA 91902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,630 sqft · built 1961
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jan 2021)
Tax Bill	$9,126 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-262-03-00`

Property Details

APN / Parcel Number

Primary APN	`590-262-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,630 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5554 PRAY ST
City	BONITA
State	CA
Zip	91902-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 31 TR 004741
Legal Subdivision	BONITA GOLF HIGHLANDS
Legal Tract	004741
Legal Block	3
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	3207

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5554 PRAY ST, BONITA, CA 91902-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 28, 2021	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jan 28, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	202165236
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000065235
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5554 PRAY ST, BONITA, CA 91902-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5554 PRAY ST, BONITA, CA 91902-2114

Mortgage

Document Number	0000024749
Date	Jan 29, 2026
Instrument	2026-0024749

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	5554 PRAY ST, BONITA, CA 91902-2114
Document Number	0000065235
Instrument Date	Jan 22, 2021
Instrument	65235
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5554 PRAY ST BONITA CA 919022114, BONITA, CA 91902-2114

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	5554 PRAY ST, BONITA, CA 91902-2114
Document Number	0000065236
Map Reference	MAP 4741
Instrument Date	Dec 8, 2020
Instrument	2021-0065236
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5554 PRAY ST, BONITA, CA 91902-2114

Mortgage

Document Number	0000065237
Date	Jan 28, 2021
Instrument	2021-0065237

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,648 (+2%) Land $496,834 Building $220,814
2025	$9,126.00 (+4.42%)	$703,578 (+4.04%) Land $487,093 Building $216,485
2024	$8,740.00 (+1.66%)
2023	$8,597.00 (+3.12%)	$676,260 Land $468,180 Building $208,080
2022	$8,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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