5604 Channing Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5604 Channing Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	2,211 sqft Heated Area
Lot Size	10,672 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$267,000 (2019)
Tax Bill	$3,915.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127782`
Alternative APNs	`222630074500012090` `222630518100012090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,211 sqft Heated Area
Gross Area	2,721 sqft Gross Area
1st Floor	1,971 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Exterior Material	Stone Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,672 sqft (0.244 acres)
Depth X Width	140 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage
Patio Area	200 sqft Patio
Porch	Enclosed Porch
Porch Area	330 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127782
Old Parcel Number	222630518100012090
Street Address	5604 CHANNING DR
City	SAINT CLOUD
State	FL
Zip	34772-8579
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SWEETWATER CREEK UNIT 5 PB 13 PG 26 LOT 209
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	SWEETWATER CREEK
Legal Tract	745
Legal Block	1
Legal Lot Number	209
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 127782

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5604 CHANNING DR, SAINT CLOUD, FL 34772-8579
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Prior Sale	Aug 08, 2001 · Amount on Record
Deed Doc Number	2019084996
Deed Book / Page	5550 / 1220
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 01, 2019
Property Address	5604 CHANNING DR, SAINT CLOUD, FL 34772-8579
Document Number	0055501220
Book / Page	5550 / 1220
Map Reference	MB 13 PG 26
Instrument Date	Jun 28, 2019
Instrument	2019084996
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4669 BACHELORS POINT RD, 4669, OXFORD, MD 21654-1459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5604 CHANNING DR, SAINT CLOUD, FL 34772-8579

Mortgage

Document Number	0055501221
Date	Jul 01, 2019
Instrument	5550/1221

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (+6.18%) Homeowner's exemption	$261,651 (+5.99%)	$353,600 (+0.88%) Land $73,500 Building $280,100
2023	$3,687.00 (+3.57%) Homeowner's exemption	$246,871 (+3%)	$350,500 (+18.29%) Land $63,000 Building $287,500
2022	$3,560.00 Homeowner's exemption	$239,681	$296,300 Land $57,800 Building $238,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.