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5602 Channing Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5602 Channing Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,388 sqft · built 2002
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$288,000 (Oct 2020)
Tax Bill$4,067 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-26-30-0745-0001-2100

Property Details

APN / Parcel Number

Primary APN22-26-30-0745-0001-2100
Alternative APNs
  • 222630518100012100
  • 263022074500012100
  • 127784

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area2,930 sqft
1st Floor Area2,388 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area82 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5602 CHANNING DR
CitySAINT CLOUD
StateFL
Zip34772-8579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWEETWATER CREEK UNIT 5 PB 13 PG 26 LOT 210
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionSWEETWATER CREEK UNIT 5
Legal Tract745
Legal Block2100
Legal Lot Number210
Legal Unit5P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43207

Owner

Source: Osceola County records · APN 22-26-30-0745-0001-2100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5602 CHANNING DR, SAINT CLOUD, FL 34772-8579
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 28, 2020Warranty Deed, Transfer · FHA Mortgage
MORTGAGEADVISORS.COM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Deed Document Number2020146095
Deed Book / Page5821 / 503
Prior Transfer DateJan 29, 2009
Prior Transfer Doc0037951015
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5602 CHANNING DR, SAINT CLOUD, FL 34772-8579
Transaction TypeMortgage
Record UpdatedAug 09, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5602 CHANN1NG DR, SAINT CLOUD, FL 34772

Mortgage

Document Number0062571510
DateJul 26, 2022
Book Page6257/1510
Instrument2022114182
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueAug 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 28, 2020
Property Address5602 CHANNING DR, SAINT CLOUD, FL 34772-8579
Document Number0058210503
Book / Page005821 / 000503
Instrument DateOct 23, 2020
Instrument146095
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,016.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5602 CHANNING DR ST CLOUD FL 347728579, ST CLOUD, FL 34772-8579

Mortgage

Document Number58210504
DateOct 28, 2020
Book Page005821/000504
Instrument146096
Lender
NameMORTGAGEADVISORS.COM
AddressLAKE MARY, FL 32746
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,067.00 (+3.49%) Homeowner's exemption$270,104 (+5.99%)$364,600 (+0.69%) Land $73,500 Building $291,100
2024$3,930.00 (+2.61%)
2023$3,830.00 (+3.54%) Homeowner's exemption$254,847 (+3%)$362,100 (+18.29%) Land $63,000 Building $299,100
2022$3,699.00 Homeowner's exemption$247,425$306,100 Land $57,800 Building $248,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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