5604 45th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 5604 45th St, Lubbock, TX 79414

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,258 sqft · built 1973
Lot Size0.225 acres (9,844 sqft)
OwnerOwner Name on File
Tax Bill$1,239 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR62141

Property Details

APN / Parcel Number

Primary APNR62141

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,258 sqft Living Area

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick/Stone
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,844 sqft (0.225 acres)
Lot Dimensions131 ft deep x 75 ft wide
Garage Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5604 45TH ST
CityLUBBOCK
StateTX
Zip79414-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionWESTMORELAND BLK 8 L 11
Legal SubdivisionWESTMORELAND
Legal Block8
Legal Lot Number110
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1007
Census Tract1709

Owner

Source: Lubbock County records · APN R62141

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address5604 45TH ST, LUBBOCK, TX 79414-1213
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Dec 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2013
Deed SaleMar 07, 2013
Deed Document Number2013-9909
Last Transfer DateMar 13, 2013
Transfer Doc0000009909
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5604 45TH ST, LUBBOCK, TX 79414-1213
Transaction TypeMortgage
Record UpdatedJan 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065781
DateDec 29, 2021
Instrument2021065781
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJan 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5604 45TH ST, LUBBOCK, TX 79414-1213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047305
DateDec 04, 2019
Instrument2019047305
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 01, 2044

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5604 45TH ST, LUBBOCK, TX 79414-1213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028151
DateJul 08, 2020
Instrument2020028151
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,239.00 (-13.05%) Homeowner's exemption$137,408 (+17.63%) Land $24,100 Building $113,308$137,408 (+6.95%) Land $24,100 Building $113,308
2024$1,425.00 (+14.27%)
2023$1,247.00 (-27.16%) Homeowner's exemption$116,816 Land $10,500 Building $117,974$128,474 Land $10,500 Building $117,974
2022$1,712.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Metronet Holdings
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
JAB Wireless
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 687 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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